Yorkshire Building Society 2 Year Fixed Rate
- Monthly payment
- Where this comes fromMethodThe repayment on £306,000 at 5.40% over 30 years, shown to the pound.SourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs capturedInitial rate 5.4% (fixed rate, 2 years)As Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- Initial rate
- Where this comes fromSourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs captured5.40% fixed for 2 yearsAs Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- APRC
- Where this comes fromMethodThe annual percentage rate of charge for this loan and term (FCA MCOB 10A), with the stated fees paid at completion and the variable rate assumed after the deal. Yorkshire Building Society’s own APRC for its example is 6.50%.SourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs capturedInitial rate 5.4% (fixed rate, 2 years); then 5.99%, the lender’s variable rate today; Arrangement fee £1,495; Valuation fee £0; CHAPS fee £35; Booking fee: not stated; Cashback: not statedAs Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- Cost over 2 years
- Where this comes fromMethod24 monthly payments, plus the stated fees, less any cashback: what the initial period costs in all.SourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs capturedInitial rate 5.4% (fixed rate, 2 years); then 5.99%, the lender’s variable rate today; Arrangement fee £1,495; Valuation fee £0; CHAPS fee £35; Booking fee: not stated; Cashback: not statedAs Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- Rate after the deal ends
- Where this comes fromSourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs captured5.99%, the lender’s variable rate todayAs Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- Monthly payment after the deal
- Where this comes fromMethodWhat is still owed after 2 years, repaid over the rest of the term at the lender’s variable rate today (5.99%); that rate can change.SourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs capturedInitial rate 5.4% (fixed rate, 2 years); then 5.99%, the lender’s variable rate todayAs Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- Fees
- Where this comes fromMethodThe fees the lender states, added; its page does not state: booking fee.SourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs capturedArrangement fee £1,495; Valuation fee £0; CHAPS fee £35; Booking fee: not stated; Cashback: not statedAs Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.Arrangement fee £1,495 · Valuation fee £0 · CHAPS fee £35
- Early repayment charges
- Where this comes fromSourceYorkshire Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Yorkshire Building SocietyAs captured2.5% of the amount repaid early in year 1, then 2% in year 2; the deal ends 28 Feb 2029As Yorkshire Building Society publishes it for buying a home at up to 90% loan to value; check it with Yorkshire Building Society before you apply.
- Overpayments
- Up to 10% of the outstanding loan a year without a charge
- Product name
- 2 Year Fixed Rate829306
For your case: A repayment mortgage of £306,000 over 30 years, APRC 6.10%. Total amount payable over the full term £656,752, including fees of £1,530 (the fees the lender states). Repayments: 24 months of £1,718 at 5.40% (fixed), then 336 months of £1,827 at 5.99% (variable). Early repayment charges apply. Rates as Yorkshire Building Society published them on 13 Nov 2026; they are not guaranteed and may have changed by the time you apply.
