Mortgage rates

Yorkshire Building Society mortgage rates today Updated every night.

61 Yorkshire Building Society deals for buying a home, from 4.38%. Each one set beside the lowest from the 10 other lenders we read, with what it costs a month for your deposit. No broker, no commission.

Lowest rate: 4.38%
Deals for buying a home: 61
Loan to value: 60% to 95%
Read from its site: 12 Nov 2026

Work out Yorkshire Building Society’s deals for your price and deposit

Yorkshire Building Society 2 year fixed mortgage rates

Yorkshire Building Society’s lowest 2-year fix at each loan to value, beside the lowest from the 10 other lenders here.

Yorkshire Building Society 2 year fixed mortgage rates by loan to value
Loan to value	Lowest rate	Deal	Lowest from any lender here
60% LTV40% deposit	4.90%	2 Year Fixed Rate£1,495 fee	4.87%NatWest
75% LTV25% deposit	5.00%	2 Year Fixed Rate£1,495 fee	The lowest here
85% LTV15% deposit	5.10%	2 Year Fixed Rate£1,495 fee	The lowest here
90% LTV10% deposit	5.40%	2 Year Fixed Rate£1,495 fee	5.23%Santander

Yorkshire Building Society 3 year fixed mortgage rates

Yorkshire Building Society’s lowest 3-year fix at each loan to value, beside the lowest from the 10 other lenders here.

Yorkshire Building Society 3 year fixed mortgage rates by loan to value
Loan to value	Lowest rate	Deal	Lowest from any lender here
60% LTV40% deposit	4.99%	3 Year Fixed Rate£1,495 fee	4.94%Nationwide Building Society
75% LTV25% deposit	5.11%	3 Year Fixed Rate£1,495 fee	5.05%Nationwide Building Society
85% LTV15% deposit	5.25%	3 Year Fixed Rate£1,495 fee	5.12%Nationwide Building Society
90% LTV10% deposit	5.59%	3 Year Fixed Rate£1,495 fee	5.25%Nationwide Building Society

Yorkshire Building Society 5 year fixed mortgage rates

Yorkshire Building Society’s lowest 5-year fix at each loan to value, beside the lowest from the 10 other lenders here.

Yorkshire Building Society 5 year fixed mortgage rates by loan to value
Loan to value	Lowest rate	Deal	Lowest from any lender here
60% LTV40% deposit	5.02%	5 Year Fixed Rate£1,495 fee	4.82%Barclays
75% LTV25% deposit	5.04%	5 Year Fixed Rate£1,495 fee	4.88%Barclays
85% LTV15% deposit	5.16%	5 Year Fixed Rate£1,495 fee	5.00%Barclays
90% LTV10% deposit	5.34%	5 Year Fixed Rate£1,495 fee	5.00%Barclays
95% LTV5% deposit	5.91%	5 Year Fixed Rate£1,495 fee	5.58%Skipton Building Society

Yorkshire Building Society 10 year fixed mortgage rates

Yorkshire Building Society’s lowest 10-year fix at each loan to value, beside the lowest from the 10 other lenders here.

Yorkshire Building Society 10 year fixed mortgage rates by loan to value
Loan to value	Lowest rate	Deal	Lowest from any lender here
60% LTV40% deposit	6.45%	10 Year Fixed Rate£1,495 fee	5.29%Santander
75% LTV25% deposit	6.45%	10 Year Fixed Rate£1,495 fee	5.34%Santander

Yorkshire Building Society tracker mortgage rates

Yorkshire Building Society’s lowest tracker at each loan to value, beside the lowest from the 10 other lenders here. A tracker moves with Bank Rate; each rate is Yorkshire Building Society’s own, already at today’s Bank Rate.

Yorkshire Building Society tracker mortgage rates by loan to value
Loan to value	Lowest rate	Deal	Lowest from any lender here
60% LTV40% deposit	4.38%	2 Year Tracker£995 fee	4.08%Santander
75% LTV25% deposit	4.38%	2 Year Tracker£995 fee	4.20%Santander
85% LTV15% deposit	4.66%	2 Year Tracker£995 fee	4.30%Santander

Yorkshire Building Society mortgage rate changes

Yorkshire Building Society has not changed the rates it publishes for buying a home since NewHomeSearch began reading its rates on 8 November 2026. A change shows here the morning after Yorkshire Building Society makes it, beside every other lender’s on the mortgage rate news page.

Yorkshire Building Society mortgage calculator: what you would pay

The monthly repayment on a £300,000 home over 30 years at Yorkshire Building Society’s lowest 2-year fixed rate for each deposit. Your own price, deposit and term are worked out in the comparison, with fees and the rate after the deal.

Yorkshire Building Society monthly repayments on a £300,000 home by deposit
Deposit	Loan	Rate	Monthly payment
10% deposit£30,000	£270,000	5.40%Yorkshire Building Society	£1,516
15% deposit£45,000	£255,000	5.10%Yorkshire Building Society	£1,385
25% deposit£75,000	£225,000	5.00%Yorkshire Building Society	£1,208
40% deposit£120,000	£180,000	4.90%Yorkshire Building Society	£955

Every Yorkshire Building Society mortgage deal

All 61 deals Yorkshire Building Society publishes for buying a home, as its own site showed them on 12 November 2026, by length of deal and loan to value.

Show all 61 deals

Every Yorkshire Building Society mortgage deal for buying a home
Deal	Up to	Rate	Then	Fee
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	60% LTV	4.90%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	60% LTV	4.90%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · no fee	60% LTV	5.26%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate · no fee	60% LTV	5.26%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate offset · £1,495 fee	60% LTV	5.30%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	75% LTV	5.00%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	75% LTV	5.00%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · no fee	75% LTV	5.36%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate · no fee	75% LTV	5.36%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate offset · £1,495 fee	75% LTV	5.40%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	80% LTV	5.05%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	80% LTV	5.05%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · no fee	80% LTV	5.41%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate · no fee	80% LTV	5.41%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate offset · £1,495 fee	80% LTV	5.45%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	85% LTV	5.10%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	85% LTV	5.10%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · no fee	85% LTV	5.46%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate · no fee	85% LTV	5.46%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate offset · £1,495 fee	85% LTV	5.50%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	90% LTV	5.40%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · £1,495 fee	90% LTV	5.40%2-year fixed	5.99%	£1,495
Yorkshire Building Society2 Year Fixed Rate · no fee	90% LTV	5.76%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate · no fee	90% LTV	5.76%2-year fixed	5.99%	No fee
Yorkshire Building Society2 Year Fixed Rate offset · £1,495 fee	90% LTV	5.80%2-year fixed	5.99%	£1,495
Yorkshire Building Society3 Year Fixed Rate · £1,495 fee	60% LTV	4.99%3-year fixed	5.99%	£1,495
Yorkshire Building Society3 Year Fixed Rate · £1,495 fee	75% LTV	5.11%3-year fixed	5.99%	£1,495
Yorkshire Building Society3 Year Fixed Rate · £1,495 fee	80% LTV	5.22%3-year fixed	5.99%	£1,495
Yorkshire Building Society3 Year Fixed Rate · £1,495 fee	85% LTV	5.25%3-year fixed	5.99%	£1,495
Yorkshire Building Society3 Year Fixed Rate · £1,495 fee	90% LTV	5.59%3-year fixed	5.99%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	60% LTV	5.02%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	60% LTV	5.02%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · no fee	60% LTV	5.21%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate · no fee	60% LTV	5.21%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate offset · £1,495 fee	60% LTV	5.42%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	75% LTV	5.04%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	75% LTV	5.04%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · no fee	75% LTV	5.26%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate · no fee	75% LTV	5.26%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate offset · £1,495 fee	75% LTV	5.44%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	80% LTV	5.12%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	80% LTV	5.12%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · no fee	80% LTV	5.34%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate · no fee	80% LTV	5.34%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate offset · £1,495 fee	80% LTV	5.52%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	85% LTV	5.16%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	85% LTV	5.16%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · no fee	85% LTV	5.38%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate · no fee	85% LTV	5.38%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate offset · £1,495 fee	85% LTV	5.56%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	90% LTV	5.34%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	90% LTV	5.34%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · no fee	90% LTV	5.56%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate · no fee	90% LTV	5.56%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate offset · £1,495 fee	90% LTV	5.74%5-year fixed	6.74%	£1,495
Yorkshire Building Society5 Year Fixed Rate · no fee	90% LTV	5.76%5-year fixed	6.74%	No fee
Yorkshire Building Society5 Year Fixed Rate · £1,495 fee	95% LTV	5.91%5-year fixed	6.74%	£1,495
Yorkshire Building Society10 Year Fixed Rate · £1,495 fee	75% LTV	6.45%10-year fixed	6.74%	£1,495
Yorkshire Building Society2 Year Tracker · £995 fee	75% LTV	4.38%2-year tracker	5.99%	£995
Yorkshire Building Society2 Year Tracker · £995 fee	80% LTV	4.61%2-year tracker	5.99%	£995
Yorkshire Building Society2 Year Tracker · £995 fee	85% LTV	4.66%2-year tracker	5.99%	£995

Yorkshire Building Society mortgage rates: your questions

What are Yorkshire Building Society’s mortgage rates today?

Yorkshire Building Society’s lowest rate for buying a home today is 4.38%, its 2-year tracker at up to 75% LTV, with a £995 fee. With a 10% deposit its lowest is 5.34% (5-year fixed). With a 5% deposit, 5.91% (5-year fixed). Read from Yorkshire Building Society’s own site on 12 November 2026.

Has Yorkshire Building Society cut or raised its mortgage rates?

Not since NewHomeSearch began reading its rates on 8 November 2026: the rates Yorkshire Building Society publishes for buying a home are unchanged. NewHomeSearch reads them every night and lists any change the morning after.

Every lender’s rate changes

Does Yorkshire Building Society offer 95% mortgages?

Yes: Yorkshire Building Society publishes deals up to 95% loan to value, so a 5% deposit. Its lowest today is 5.91%, a 5-year fixed with a £1,495 fee: about £1,692 a month on a £300,000 home over 30 years.

95% mortgage rates from every lender

What rate does Yorkshire Building Society charge after the deal ends?

Most Yorkshire Building Society deals move to 5.99% when the initial rate ends, the variable rate it charges today. That rate can change, and it is what the comparison uses for the payment after the deal.

Does Yorkshire Building Society charge a mortgage product fee?

Yorkshire Building Society publishes deals with no fee, £995, £1,495 product fees. A fee usually buys a lower rate; whether it pays depends on the size of the loan, which the comparison’s true cost works out.

Does Yorkshire Building Society have early repayment charges?

Yes, on its fixed deals: Yorkshire Building Society’s 2-year fixes charge 2.5% in year 1 and 2% in year 2 of what is repaid early, as most UK lenders do. Each deal’s own schedule is in the comparison’s More info.

Does Yorkshire Building Society lend on new-build homes?

Yes. Yorkshire Building Society publishes 1 deal for new-build homes only, and keeps some higher loan to value deals from new builds; NewHomeSearch shows only the deals open to a new-build buyer.

New build mortgage rates from every lender

Where do these mortgage rates come from?

From each lender’s own website, read every night by NewHomeSearch: 11 UK lenders, their rates, fees, loan to value bands and early repayment charges exactly as they publish them for buying a home. We are not a broker, take no commission and rank nothing for payment, so every deal is shown on the same terms, sorted by its numbers. Rates change, and a lender decides who it lends to: check a deal with the lender before you apply.

Compare every lender’s rates for your deposit

How we read the rates

From each lender’s own website, every night. 11 UK lenders, read at 02:45 UTC; this page’s rates were read on 12 Nov 2026. Every rate links the page it came from.
No broker, no commission, no paid placings. Nothing here is ranked for money, so every deal is shown on the same terms, sorted by its numbers.
Only deals that lend on new-build homes. Every home on NewHomeSearch is a new build, so a deal its lender keeps from new builds is never shown.
The sums done for you. Monthly payments, the true cost over the deal and the APRC are worked out with the lender’s own fees, in the comparison, for your price and deposit.

An illustration, not advice: rates change, and a lender decides who it lends to. Check a deal with the lender before you apply. How NewHomeSearch reads the lenders’ sites.