TSB 2 year fixed
- Monthly payment
- Where this comes fromMethodThe repayment on £306,000 at 5.44% over 30 years, shown to the pound.SourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs capturedInitial rate 5.44% (fixed rate, 2 years)As TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- Initial rate
- Where this comes fromSourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs captured5.44% fixed for 2 yearsAs TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- APRC
- Where this comes fromMethodThe annual percentage rate of charge for this loan and term (FCA MCOB 10A), with the stated fees paid at completion and the variable rate assumed after the deal. TSB’s own APRC for its example is 7.40%.SourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs capturedInitial rate 5.44% (fixed rate, 2 years); then 7.49%, the lender’s variable rate today; Arrangement fee £995; Booking fee: not stated; Valuation fee: not stated; CHAPS fee: not stated; Cashback: not statedAs TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- Cost over 2 years
- Where this comes fromMethod24 monthly payments, plus the stated fees, less any cashback: what the initial period costs in all.SourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs capturedInitial rate 5.44% (fixed rate, 2 years); then 7.49%, the lender’s variable rate today; Arrangement fee £995; Booking fee: not stated; Valuation fee: not stated; CHAPS fee: not stated; Cashback: not statedAs TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- Rate after the deal ends
- Where this comes fromSourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs captured7.49%, the lender’s variable rate todayAs TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- Monthly payment after the deal
- Where this comes fromMethodWhat is still owed after 2 years, repaid over the rest of the term at the lender’s variable rate today (7.49%); that rate can change.SourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs capturedInitial rate 5.44% (fixed rate, 2 years); then 7.49%, the lender’s variable rate todayAs TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- Fees
- Where this comes fromMethodThe fees the lender states, added; its page does not state: booking fee, valuation fee, chaps fee.SourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs capturedArrangement fee £995; Booking fee: not stated; Valuation fee: not stated; CHAPS fee: not stated; Cashback: not statedAs TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.Arrangement fee £995
- Early repayment charges
- Where this comes fromSourceTSB mortgage rates (the lender’s own page)ObservedLicencePublished by TSBAs captured2.5% of the amount repaid early in year 1, then 1.5% in year 2; the deal ends 28 Feb 2029As TSB publishes it for buying a home at up to 90% loan to value; check it with TSB before you apply.
- Overpayments
- Not available: not on the rates page
- Product name
- 2 year fixed74FG
For your case: A repayment mortgage of £306,000 over 30 years, APRC 7.38%. Total amount payable over the full term £754,166, including fees of £995 (the fees the lender states). Repayments: 24 months of £1,726 at 5.44% (fixed), then 336 months of £2,118 at 7.49% (variable). Early repayment charges apply. Rates as TSB published them on 12 Nov 2026; they are not guaranteed and may have changed by the time you apply.
