Skipton Building Society 2 Years Tracker
- Monthly payment
- Where this comes fromMethodThe repayment on £306,000 at 5.24% over 30 years, shown to the pound.SourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs capturedInitial rate 5.24% (tracker, 2 years)As Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.
- Initial rate
- Where this comes fromSourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs captured5.24% tracker for 2 yearsAs Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.
- APRC
- Where this comes fromMethodThe annual percentage rate of charge for this loan and term (FCA MCOB 10A), with the stated fees paid at completion and the variable rate assumed after the deal. Skipton Building Society’s own APRC for its example is 6.30%.SourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs capturedInitial rate 5.24% (tracker, 2 years); then 6.29%, the lender’s variable rate today; Arrangement fee £0; Booking fee: not stated; Valuation fee: not stated; CHAPS fee: not stated; Cashback: not statedAs Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.
- Cost over 2 years
- Where this comes fromMethod24 monthly payments, plus the stated fees, less any cashback: what the initial period costs in all.SourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs capturedInitial rate 5.24% (tracker, 2 years); then 6.29%, the lender’s variable rate today; Arrangement fee £0; Booking fee: not stated; Valuation fee: not stated; CHAPS fee: not stated; Cashback: not statedAs Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.
- Rate after the deal ends
- Where this comes fromSourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs captured6.29%, the lender’s variable rate todayAs Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.
- Monthly payment after the deal
- Where this comes fromMethodWhat is still owed after 2 years, repaid over the rest of the term at the lender’s variable rate today (6.29%); that rate can change.SourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs capturedInitial rate 5.24% (tracker, 2 years); then 6.29%, the lender’s variable rate todayAs Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.
- Fees
- Where this comes fromMethodThe fees the lender states, added; its page does not state: booking fee, valuation fee, chaps fee.SourceSkipton Building Society mortgage rates (the lender’s own page)ObservedLicencePublished by Skipton Building SocietyAs capturedArrangement fee £0; Booking fee: not stated; Valuation fee: not stated; CHAPS fee: not stated; Cashback: not statedAs Skipton Building Society publishes it for buying a home at up to 90% loan to value; check it with Skipton Building Society before you apply.Arrangement fee £0
- Early repayment charges
- Not available: not on the rates page
- Overpayments
- Not available: not on the rates page
- Product name
- 2 Years TrackerU0137
For your case: A repayment mortgage of £306,000 over 30 years, APRC 6.28%. Total amount payable over the full term £672,985, including fees of £0 (the fees the lender states). Repayments: 24 months of £1,688 at 5.24% (tracker), then 336 months of £1,882 at 6.29% (variable). Rates as Skipton Building Society published them on 13 Nov 2026; they are not guaranteed and may have changed by the time you apply.