Images: Story Homes
£294,950
Est. £1,524/mo with a 10% deposit over 30 years at 5.6%, October 2026 rates. Work it out for you
Plot 55 · The Mayford
Cumberland CA4 8BJ
Built by Story Homes£295,000Est. £1,524/mo
Cumberland CA2 6AU
Charles ChurchThe spacious separate lounge, which can accommodate a three-seater sofa, a two-seater sofa, and a chair, provides a calming space which is ideal for switching off after a long day. The airy hallway features two cupboards; perfect for those who need additional storage, and the ground floor also features a WC for convenience.
Upstairs are two double bedrooms with space for fitted wardrobes, including the main bedroom which has an en-suite with a shower enclosure and a cupboard offering additional storage space. The single third bedroom is a flexible space which could alternatively be used as a nursery, study, or games room. On the first floor you’ll also find the main bathroom featuring a stylish bath, designer Porcelanosa tiles and white sanitaryware.
The exterior of this home is attractive, with eye-catching features such as a block paved driveway adding character. The home also includes a paved patio in the turfed rear garden with fencing for additional privacy.
In Story Homes’ words, from its page for this home.
The cash you need, the monthly cost, schools and journeys, answered for this home on this page.
Tell me what you are after: a place, a budget, the bedrooms, the type of home, and what matters most. Then refine it in your own words.
Answers come from the listings and the calculators; illustrations are not advice.
Against the 11 other homes for sale at Scotby Grove.
The range at Scotby Grove
Freehold, so no ground rent. The builder has not published any service charge or estate charge for this home: ask the sales office before you reserve.
An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
With a 10% deposit (£29,495) you would borrow £265,455, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
The guides:Loan to valueMortgage in principleNew build mortgagesMortgages explained
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
£270,000Est. £1,395/mo
Cumberland
Deposit contribution
Persimmon Homes£260,000Est. £1,343/mo
Cumberland
Deposit contribution
Persimmon Homes£260,000Est. £1,343/mo
Cumberland
Deposit contribution · 3 more
Charles Church£255,995Est. £1,323/mo
Cumberland CA3 9QJ
Deposit contribution, up to 5% builder-stated · 2 more
Gleeson Homes£299,995Est. £1,550/mo
Cumberland CA6 4RF
Deposit contribution, up to 5% builder-stated · 2 more
Gleeson HomesCumberland CA4 8BJ
The nearest open schools within 2 km, with their current Ofsted outcome.
How many of each are within 1.6 km, and the walk to the nearest.
The neighbourhood around it (Carlisle 004F) against Cumberland as a whole.
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
Most errands require a car.
What the 97 homes within 150 m record: a new home is usually served by the same networks.
No full-fibre-only network recorded
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
| Network | Calls indoors | Data indoors | Data outdoors |
|---|---|---|---|
| EE | Limited | Limited | Likely |
| O2 | Likely | Limited |
Flooding, radon, ground, noise and air at this spot.
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against Cumberland.
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
Homes sold within 1 km in the last two years, new build and resale.
Ofsted and Get Information about Schools, via HomePortfolio.
Overture Maps places, via HomePortfolio.
| Age | This neighbourhood | Cumberland |
|---|---|---|
| 0 to 4 | 6% | 5% |
| 5 to 9 | 6% | 5% |
| 10 to 14 | 7% | 6% |
| 15 to 19 | 4% | 5% |
| 20 to 24 | 4% | 5% |
| 25 to 29 | 5% | 6% |
| 30 to 34 | 6% | 6% |
| 35 to 39 | 6% | 6% |
| 40 to 44 | 6% | 5% |
| 45 to 49 | 6% | 6% |
| 50 to 54 | 6% | 7% |
| 55 to 59 | 7% | 8% |
| 60 to 64 | 7% | 7% |
| 65 to 69 | 6% | 6% |
| 70 to 74 | 6% | 6% |
| 75 to 79 | 4% | 4% |
| 80 to 84 | 4% | 3% |
| 85 and over | 4% | 3% |
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
Nearest station Scotby railway station 860 m, 11 min walk
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
| Likely |
| Three | Limited | Limited | Likely |
|---|
| Vodafone | Limited | Limited | Likely |
|---|
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
| Month | Crimes here | Per 1,000 here | Per 1,000 across Cumberland |
|---|---|---|---|
| December 2025 | 9 | 4.12 | 6.82 |
| January 2026 | 10 | 4.58 | 6.7 |
| February 2026 | 4 | 1.83 | 6.36 |
| March 2026 | 7 | 3.21 | 7.07 |
| April 2026 | 7 | 3.21 | 7.26 |
| May 2026 | 5 | 2.29 | 7.31 |
| June 2026 | 14 | 6.41 | 7.38 |
| July 2026 | 7 | 3.21 | 8.23 |
| August 2026 | 12 | 5.49 | 7.65 |
| September 2026 | 0 | 0 | 0.01 |
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Local planning authorities’ registers, via HomePortfolio.
| Price | Home | Sold | Distance |
|---|---|---|---|
| £425,000 | Detached · resale · 179 m² | 21 Aug 2026 | 510 m |
| £250,000 | Flat · resale · 137 m² | 29 Jun 2026 | 510 m |
| £437,500 | Detached · resale · 159 m² | 5 Jun 2026 | 810 m |
| £375,000 | Detached · resale · 122 m² | 22 May 2026 | 560 m |
| £350,000 | Semi-detached · resale · 121 m² | 22 May 2026 | 750 m |
| £430,000 | Detached · resale · 163 m² | 22 May 2026 | 750 m |
| £370,000 | Detached · resale · 156 m² | 15 May 2026 | 760 m |
| £440,000 | Semi-detached · resale · 134 m² | 11 Mar 2026 | 970 m |
| £382,500 | Detached · resale · 217 m² | 19 Feb 2026 | 500 m |
| £360,000 | Detached · resale · 113 m² | 5 Feb 2026 | 750 m |
| £285,000 | Semi-detached · resale · 118 m² | 30 Jan 2026 | 640 m |
| £355,000 | Detached · resale · 190 m² | 28 Nov 2025 | 830 m |
| £272,500 | Terraced · resale · 119 m² | 14 Nov 2025 | 980 m |
| £133,000 | Detached · resale · 86 m² | 30 Oct 2025 | 520 m |
| £295,000 | Detached · resale · 103 m² | 24 Oct 2025 | 240 m |
| £122,500 | Flat · resale · 59 m² | 3 Oct 2025 | 780 m |
| £245,000 | Detached · resale · 106 m² | 2 Oct 2025 | 660 m |
| £434,700 | Detached · resale · 177 m² | 26 Sept 2025 | 850 m |
| £350,000 | Semi-detached · resale · 92 m² | 26 Sept 2025 | 460 m |
| £160,000 | Flat · resale · 71 m² | 19 Sept 2025 | 680 m |
| £335,000 | Semi-detached · resale · 163 m² | 11 Sept 2025 | 750 m |
| £550,000 | Detached · resale · 202 m² | 20 Aug 2025 | 430 m |
| £385,000 | Semi-detached · resale · 157 m² | 20 Aug 2025 | 270 m |
| £266,000 | Semi-detached · resale · 133 m² | 31 Jul 2025 | 610 m |
| £263,500 | Semi-detached · resale · 104 m² | 30 Jul 2025 | 330 m |
| £250,000 | Flat · resale · 140 m² | 17 Jul 2025 | 520 m |
| £315,000 | Detached · resale · 82 m² | 27 Jun 2025 | 270 m |
| £390,000 | Detached · resale · 145 m² | 27 Jun 2025 | 680 m |
| £327,000 | Semi-detached · resale · 147 m² | 24 Jun 2025 | 340 m |
| £265,000 | Semi-detached · resale · 100 m² | 12 Jun 2025 | 220 m |
| £235,000 | Detached · resale · 116 m² | 5 Jun 2025 | 630 m |
| £280,000 | Semi-detached · resale · 148 m² | 16 May 2025 | 220 m |
| £265,000 | Semi-detached · resale · 126 m² | 16 May 2025 | 290 m |
| £250,000 | Semi-detached · resale · 88 m² | 9 May 2025 | 600 m |
| £287,500 | Semi-detached · resale · 113 m² | 9 May 2025 | 160 m |
| £740,000 | Detached · resale · 286 m² | 9 May 2025 | 950 m |
| £275,000 | Semi-detached · resale · 150 m² | 25 Apr 2025 | 170 m |
| £120,000 | Flat · resale · 56 m² | 14 Apr 2025 | 780 m |
| £90,000 | Flat · resale · 63 m² | 28 Mar 2025 | 60 m |
| £325,000 | Semi-detached · resale · 135 m² | 24 Mar 2025 | 490 m |
| £280,000 | Terraced · resale · 106 m² | 17 Mar 2025 | 330 m |
| £778,000 | Detached · resale · 298 m² | 14 Mar 2025 | 910 m |
| £357,500 | Semi-detached · resale · 149 m² | 14 Feb 2025 | 980 m |
| £282,500 | Semi-detached · resale · 99 m² | 14 Feb 2025 | 330 m |
| £245,000 | Semi-detached · resale · 93 m² | 6 Feb 2025 | 350 m |
| £260,000 | Semi-detached · resale · 95 m² | 31 Jan 2025 | 330 m |
| £317,500 | Semi-detached · resale · 115 m² | 24 Jan 2025 | 410 m |
| £300,000 | Detached · resale · 122 m² | 20 Jan 2025 | 560 m |
| £210,000 | Semi-detached · resale · 93 m² | 18 Dec 2024 | 320 m |
| £200,000 | Flat · resale · 87 m² | 9 Dec 2024 | 520 m |
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.