2 year fixed, last 12 months
Up 0.79 points in a year5.37%
Money
Are mortgage rates going down? What the Bank’s figures show
How each quoted fixed rate moved over 3 and 12 months, Bank Rate since 2016, and what moves the rate you are offered.
Incomes, deposits, stamp duty and mortgage rates, set against the homes on sale.
2 year fixed, last 12 months
Up 0.79 points in a year5.37%
Money
How each quoted fixed rate moved over 3 and 12 months, Bank Rate since 2016, and what moves the rate you are offered.
A month, typical home
Money
The share you buy, the rent on the rest, the monthly cost on a typical home for sale today and how staircasing works.
Homes within reach
Money
5% deposit mortgage figures: the Bank of England’s 95% rates, what a 95% loan costs a month on a typical new build, and which homes a 5% deposit reaches.
Homes within reach
Money
The share of new build homes for sale in England that household incomes from £30,000 to £100,000 reach, region by region.
Deposit on £399,995
Money
A 5%, 10% and 15% deposit on the middle new build price in each region of England, with the stamp duty on top.
2 year fixed, 10% deposit
Bank of England, since 20165.37%
Money
The Bank of England’s average quoted 2 and 5 year fixed rates at each deposit from 5% to 40%, their history since 2016, and the cost a month.
Every new build home for sale in England, with what your income and deposit reach, the schemes you qualify for and the cash you need on the day. Free, with no account needed.