An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£55,000) you would borrow £495,000, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £27,500, at 5.54%£2,980
10% deposit, £55,000, at 5.10%£2,688
15% deposit, £82,500, at 4.90%£2,481
20% deposit, £110,000, at 4.85%£2,322
25% deposit, £137,500, at 4.80%£2,164
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
Similar homes nearby have sold for £370,000 to £461,000 in today’s prices. At £550,000 this home asks 31% above similar resales. Confidence in the estimate is high.
New-build premium
High
5 bedroom detached house at St Mary View
+31%on the asking price
Range +19% to +49%
Comparables
10 sales within 2 km
Median age
16.5 months
Spread
21.6% interquartile
Index
TQ4, 2026-07
The 8 comparables used (first 8)
£375,000sold £375,000 on 11 Sept 2026, 1.6 km away
£412,000sold £412,000 on 16 Jul 2026, 0.9 km away
£431,287sold £445,000 on 31 Oct 2025, 0.9 km away
£358,598sold £370,000 on 31 Oct 2025, 1.3 km away
£300,447sold £310,000 on 24 Oct 2025, 1.4 km away
£393,069sold £465,000 on 31 Jan 2025, 1.1 km away
£287,406sold £340,000 on 24 Jan 2025, 1.5 km away
£328,591sold £365,000 on 2 Jul 2024, 1.6 km away
Of 1,919 sales considered, 10 matched. Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
0.8 miles15 min walkCambian Devon SchoolNot applicable · Other independent special school · inspected 8 May 2024
Everyday places
How many of each are within 1.6 km, and the walk to the nearest.
7 gyms and leisurePaignton Health & Leisure Club, 510 m6 min
6 supermarkets and groceriesSainsbury's, 0.7 miles15 min
5 places to eatCattlemans Steakhouse, 650 m8 min
People and households
The neighbourhood around it (Torbay 013A) against Torbay as a whole.
People
2,001
Households
839
In good or very good health
80% vs 76%
Age profileShare of everyone in each five-year band
This neighbourhoodTorbay
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
WalkSomewhat walkable
TransitMinimal transit
BikeSomewhat bikeable
Some errands can be accomplished on foot.
Getting to work
This neighbourhood24%66%
Torbay21%
Broadband and mobile
What the 21 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No full-fibre-only network recorded
DecentSuperfastUltrafastGigabit
1101001K
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
Openreach
Virgin Media
Mobile signal
Network
Calls indoors
Data indoors
Data outdoors
EE
Limited
Limited
Likely
O2
Limited
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 17 addresses around it is in the very low band.
Flooding from surface waterLowVery lowEvery one of the 17 addresses around it is in the very low band.
RadonModerate5 to 10% of homes above the action levelHomes here should be tested; new homes in such areas are built with radon protection.
Ground stabilityModerateModerate landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseLowRoad 54 dBThe typical daytime road level at the homes around it, the middle of their readings. 55 dB is a busy street; WHO advises under 53 dB for roads.
Air quality
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against Torbay.
92.4crimes a year per 1,000 residentsBelow Torbay at 110.6154 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodTorbay
151050
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
6 applications
5 approved
1 awaiting decision
Approved
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£292,100
Median new build
£299,250
Sales
32 1 new, 31 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£2M£1.5M£1M£500K£0
£292.1K
, 0.8 miles away
Good
1.0 miles19 min walkPaignton AcademySecondary · Academy converter, 1.0 miles away · inspected 3 Dec 2024Good in 1 area, Requires improvement in 3 areas; no overall gradeGraded by area
1.1 milesKings Ash AcademyPrimary · Academy converter, 1.1 miles away · inspected 7 May 2021Good
Ofsted and Get Information about Schools, via HomePortfolio.
2 pubsThe Parkers Arms, 650 m
8 min
1 pharmacyLloyds Pharmacy, 1.0 miles20 min
1 parkWhitehill Caravan Park, 0.8 miles16 min
Overture Maps places, via HomePortfolio.
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
Torbay
0 to 4
5%
4%
5 to 9
6%
5%
10 to 14
6%
5%
15 to 19
6%
5%
20 to 24
5%
4%
25 to 29
5%
5%
30 to 34
6%
5%
35 to 39
5%
5%
40 to 44
5%
5%
45 to 49
6%
6%
50 to 54
7%
7%
55 to 59
7%
8%
60 to 64
8%
7%
65 to 69
6%
7%
70 to 74
6%
7%
75 to 79
6%
5%
80 to 84
3%
4%
85 and over
1%
4%
Households
This neighbourhood63%29%
Torbay59%35%
Families63% vs 59%
One person29% vs 35%
Other households8% vs 6%
Homes are
This neighbourhood45%28%15%
Torbay39%25%27%
Owned outright45% vs 39%
Owned with a mortgage28% vs 25%
Shared ownership2% vs 1%
Socially rented10% vs 8%
Privately rented15% vs 27%
Adults are
This neighbourhood53%28%12%
Torbay50%30%13%
In work53% vs 50%
Retired28% vs 30%
Students4% vs 3%
Looking for work3% vs 3%
Caring, sick or other12% vs 13%
Highest qualification
This neighbourhood25%18%30%18%
Torbay25%17%27%20%
Degree or higher25% vs 25%
A levels18% vs 17%
GCSEs30% vs 27%
Apprenticeship7% vs 7%
None
Cars per household
This neighbourhood13%47%40%
Torbay23%43%33%
None13% vs 23%
One47% vs 43%
Two or more40% vs 33%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
60%
14%
Work from home24% vs 21%
Drive66% vs 60%
Bus, train or tube3% vs 4%
Walk or cycle7% vs 14%
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Limited
Likely
Three
Limited
Limited
Likely
Vodafone
Limited
Limited
Likely
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Moderate
Nitrogen dioxide 3.2, PM2.5 5.1, PM10 9.2
Above the WHO guideline for PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide3.2 µg/m³ · within the guideline
WHO 10
PM2.55.1 µg/m³ · 1.0 times the guideline
WHO 5
PM109.2 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home54 dB · just over WHO’s level
WHO 53
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
7
DecMarJunSep
September 2026: 14 crimes here, 7 per 1,000: Torbay: 9.13 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across Torbay
December 2025
18
9
7.85
January 2026
12
6
7.7
February 2026
16
8
7.76
March 2026
14
7
8.94
April 2026
8
4
9.14
May 2026
22
10.99
10.59
June 2026
15
7.5
10.15
July 2026
19
9.5
11.23
August 2026
16
8
9.66
September 2026
14
7
9.13
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences86
Criminal damage and arson15
Other theft15
Public order9
Anti-social behaviour8
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Awaiting decision
Refused
Withdrawn
Oct2025AprJulOct2026AprJulOct
ApprovedLarge scheme130 mNon-Material Amendment to application P/2022/1357: Variation/Removal of Conditions relating to application P/2021/1180 (Reserved Matters for 73 dwellings). Variation of Condition 9 (Amend to materials as previously submitted), Removal of Conditions 11 (Permitted Development), 12 (Highway Standards), 13 (Adoptable Streets) and 14 (Road Management/Maintenance). Amendment sought: Change material of previously approved vertical tile hanging plots from charcoal concrete to natural slate.Made 5 Dec 2025 · decided 9 Jan 2026 · P/2025/0783
Awaiting decision490 mErection of single storey rear extension, rooflights, raised terrace and associated works.Made 17 Sept 2026 · P/2026/0580
Approved390 mInstallation of external flood protection measures, including new gate and removable flood barrier systems at door entry points. (See accompanying LB P/2025/0408)Made 27 Jun 2025 · decided 8 Aug 2025 · P/2025/0407
Approved390 mInstallation of external flood protection measures, including new gate and removable flood barrier systems at door entry points. (See accompanying PA P/2025/0407)Made 27 Jun 2025 · decided 8 Aug 2025 · P/2025/0408
Approved470 mChange of use from restaurant/pub to 5 residential apartments at ground floor, 2 existing residential apartments at first floor.Made 10 Feb 2025 · decided 25 Nov 2025 · P/2025/0081
Approved130 mNon-material amendment relating to P/2022/1357. Amendment/s sought: The handing of Plot 2; Plot 8-11 gardens separated; Plot 19 double garage relocated; Linking footpath around Plot 22-23 removed; Footpath around 71-73 repositioned; Sub-station repositioned; Landscaping to Plot 41 front garden moved; Different brick manufacture.Made 14 Oct 2024 · decided 12 Jun 2025 · P/2024/0707
Local planning authorities’ registers, via HomePortfolio.
2025AprJulOct2026AprJulOct
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£500,000
Detached · resale · 123 m²
24 Sept 2026
420 m
£350,000
Detached · resale · 108 m²
4 Sept 2026
80 m
£412,000
Detached · resale · 143 m²
16 Jul 2026
900 m
£262,500
Semi-detached · resale · 72 m²
26 Jun 2026
860 m
£325,000
Detached · resale · 119 m²
1 May 2026
590 m
£270,000
Semi-detached · resale · 73 m²
24 Apr 2026
820 m
£292,500
Semi-detached · resale · 102 m²
23 Feb 2026
590 m
£200,000
Semi-detached · resale · 47 m²
5 Feb 2026
580 m
£530,000
Detached · resale · 160 m²
30 Jan 2026
90 m
£270,000
Detached · resale · 72 m²
28 Jan 2026
770 m
£290,000
Semi-detached · resale · 111 m²
16 Jan 2026
560 m
£292,100
Semi-detached · resale · 111 m²
9 Jan 2026
560 m
£220,000
Semi-detached · resale · 91 m²
17 Dec 2025
350 m
£385,000
Detached · resale · 109 m²
3 Dec 2025
940 m
£370,000
Detached · resale · 109 m²
31 Oct 2025
820 m
£445,000
Detached · resale · 152 m²
31 Oct 2025
860 m
£275,000
Semi-detached · resale · 84 m²
22 Sept 2025
440 m
£295,000
Detached · resale · 118 m²
19 Sept 2025
750 m
£225,000
Semi-detached · resale · 113 m²
22 Aug 2025
660 m
£1,700,000
Detached · resale · 463 m²
13 Aug 2025
160 m
£295,000
Terraced · resale · 62 m²
8 Aug 2025
740 m
£280,000
Semi-detached · resale · 101 m²
7 Jul 2025
610 m
£260,000
Terraced · resale · 70 m²
27 Jun 2025
840 m
£299,250
Semi-detached · new build · 88 m²
27 Jun 2025
200 m
£450,000
Detached · resale · 212 m²
2 Jun 2025
540 m
£130,000
Flat · resale · 38 m²
19 May 2025
660 m
£145,000
Semi-detached · resale · 64 m²
10 Apr 2025
600 m
£400,500
Detached · resale · 116 m²
31 Mar 2025
800 m
£375,000
Detached · resale · 112 m²
18 Dec 2024
790 m
£280,000
Other · resale · 48 m²
13 Dec 2024
370 m
£235,000
Semi-detached · resale · 47 m²
28 Nov 2024
620 m
£213,000
Semi-detached · resale · 65 m²
22 Nov 2024
340 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.
Built by Taylor Wimpey
Charles Church
