An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£32,000) you would borrow £287,995, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £16,000, at 5.54%£1,734
10% deposit, £32,000, at 5.10%£1,564
15% deposit, £47,999, at 4.90%£1,444
20% deposit, £63,999, at 4.85%£1,351
25% deposit, £79,999, at 4.80%£1,259
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
Ofsted and Get Information about Schools, via HomePortfolio.
Everyday places
How many of each are within 1.6 km, and the walk to the nearest.
2 stationsOtterington railway station, 780 m10 min
1 parkOtterington Holiday Park, 880 m11 min
1 pubOtterington Shorthorn Inn, 290 m4 min
Overture Maps places, via HomePortfolio.
People and households
The neighbourhood around it (Hambleton 007C) against North Yorkshire as a whole.
People
1,804
Households
784
In good or very good health
84% vs 82%
Age profileShare of everyone in each five-year band
This neighbourhoodNorth Yorkshire
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
WalkCar-dependent
TransitMinimal transit
BikeSomewhat bikeable
Almost all errands require a car.
Getting to work
This neighbourhood43%52%
North Yorkshire30%
Broadband and mobile
What the 47 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No full-fibre-only network recorded
DecentSuperfastUltrafastGigabit
1101001K
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
Openreach
Mobile signal
Network
Calls indoors
Data indoors
Data outdoors
EE
Limited
Limited
Likely
O2
Likely
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 29 addresses around it is in the very low band.
Flooding from surface waterLowMostly very low; 2 of 29 lowOf the 29 addresses around it: 2 low, 27 very low.
RadonLowUnder 1% of homes above the action levelThe lowest of six radon classes.
Ground stabilityLowLow landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseModerateRoad 55 dB, rail up to 41 dBRoad is the typical daytime level at the homes around it, the middle of their readings; rail is the loudest of them, since a line is heard by every home beside it. 55 dB is a busy street; WHO advises under 53 dB for roads and 54 dB for railways.
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against North Yorkshire.
21.3crimes a year per 1,000 residentsBelow North Yorkshire at 67.332 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodNorth Yorkshire
7.552.50
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
48 applications
33 approved
5 awaiting decision
7 withdrawn
Approved
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£412,500
Median new build
None
Sales
4 0 new, 4 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£600K£400K£200K£0
£412.5K
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
North Yorkshire
0 to 4
3%
5%
5 to 9
5%
5%
10 to 14
5%
5%
15 to 19
5%
5%
20 to 24
3%
4%
25 to 29
3%
5%
30 to 34
4%
5%
35 to 39
3%
5%
40 to 44
6%
5%
45 to 49
5%
6%
50 to 54
8%
8%
55 to 59
9%
8%
60 to 64
9%
7%
65 to 69
8%
6%
70 to 74
8%
7%
75 to 79
6%
5%
80 to 84
4%
3%
85 and over
3%
3%
Households
This neighbourhood72%24%
North Yorkshire65%31%
Families72% vs 65%
One person24% vs 31%
Other households4% vs 4%
Homes are
This neighbourhood53%24%20%
North Yorkshire41%27%12%19%
Owned outright53% vs 41%
Owned with a mortgage24% vs 27%
Shared ownership0% vs 1%
Socially rented3% vs 12%
Privately rented20% vs 19%
Adults are
This neighbourhood56%33%
North Yorkshire57%29%
In work56% vs 57%
Retired33% vs 29%
Students3% vs 3%
Looking for work1% vs 2%
Caring, sick or other7% vs 9%
Highest qualification
This neighbourhood42%17%22%12%
North Yorkshire35%17%23%16%
Degree or higher42% vs 35%
A levels17% vs 17%
GCSEs22% vs 23%
Apprenticeship5% vs 7%
Cars per household
This neighbourhood33%61%
North Yorkshire16%42%42%
None6% vs 16%
One33% vs 42%
Two or more61% vs 42%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
54%
12%
Work from home43% vs 30%
Drive52% vs 54%
Bus, train or tube0% vs 2%
Walk or cycle5% vs 12%
Nearest station Otterington railway station 780 m, 10 min walk
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Likely
Likely
Three
Limited
Limited
Likely
Vodafone
Likely
Likely
Likely
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Air quality
Moderate
Nitrogen dioxide 4.2, PM2.5 5.1, PM10 9.7
Above the WHO guideline for PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide4.2 µg/m³ · within the guideline
WHO 10
PM2.55.1 µg/m³ · 1.0 times the guideline
WHO 5
PM109.7 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home55 dB · a busy street
WHO 53
Rail, loudest home41 dB · within WHO’s level
WHO 54
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
2.8
DecMarJunSep
September 2026: 5 crimes here, 2.77 per 1,000: North Yorkshire: 5.78 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across North Yorkshire
December 2025
2
1.11
4.97
January 2026
1
0.55
4.69
February 2026
2
1.11
4.45
March 2026
5
2.77
5.55
April 2026
4
2.22
5.6
May 2026
5
2.77
5.92
June 2026
1
0.55
6.18
July 2026
5
2.77
6.75
August 2026
2
1.11
6.16
September 2026
5
2.77
5.78
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences19
Anti-social behaviour3
Drugs2
Other crime2
Other theft2
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Awaiting decision
Refused
Withdrawn
JulOct2025AprJulOct2026AprJul
ApprovedLarge scheme130 mModification/Variation of Condition 2 (Plans) to previously approved application 22/02862/FUL (Demolition of existing agricultural outbuildings and single storey extension to End House, Stainthorpe Row and proposed residential development comprising 42 new dwellings (C3), means of access, site infrastructure, open space and associated landscaping as amended on 04 April 2023.)Made 4 Feb 2025 · decided 18 Jun 2025 · HAMZB25/00211/MRC
ApprovedLarge scheme130 mModification/Variation of Condition 2 (Plans) to previously approved application 22/02862/FUL (Demolition of existing agricultural outbuildings and single storey extension to End House, Stainthorpe Row and proposed residential development comprising 42 new dwellings (C3), means of access, site infrastructure, open space and associated landscaping as amended on 04 April 2023.)Made 4 Feb 2025 · decided 18 Jun 2025 · ZB25/00211/MRC
ApprovedMedium scheme230 mApplication for detached garage and car port, with driveway, addition for House No1 Acorn MewsMade 3 Jun 2026 · decided 18 Aug 2026 · HAMZB26/00974/FUL
ApprovedMedium scheme230 mApplication for detached garage and car port, with driveway, addition for House No1 Acorn MewsMade 3 Jun 2026 · decided 18 Aug 2026 · HAMZB26/00974/FUL
ApprovedMedium scheme260 mHouseholder application for planning permission for works or extension to a dwelling: Single storey extension to rear to form kitchen & dining area, conversion of garage area to form en-suite guest room and utility. Provision of 2no. rooflights to front elevation. Widening of existing drive to provide additional parking space, removal of defective brickwork boundary wall and provision of new 1m high close boarded timber fence.Made 24 Oct 2025 · decided 11 Feb 2026 · ZB25/01957/FUL
ApprovedMedium scheme260 mHouseholder application for planning permission for works or extension to a dwelling: Single storey extension to rear to form kitchen & dining area, conversion of garage area to form en-suite guest room and utility. Provision of 2no. rooflights to front elevation. Widening of existing drive to provide additional parking space, removal of defective brickwork boundary wall and provision of new 1m high close boarded timber fence.Made 24 Oct 2025 · decided 11 Feb 2026 · HAMZB25/01957/FUL
Local planning authorities’ registers, via HomePortfolio.
2025AprJulOct2026AprJulOct
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£135,000
Terraced · resale · 65 m²
8 Sept 2026
250 m
£425,000
Detached · resale · 196 m²
21 Aug 2026
290 m
£577,500
Detached · resale · 225 m²
27 Jun 2025
1000 m
£400,000
Semi-detached · resale · 148 m²
21 Nov 2024
380 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.
None12% vs 16%
Against similar resales
Whether this home asks more than similar homes nearby have sold for, from HM Land Registry resales of the same type and size, or why there is no estimate.
New-build premium
Refused
3 bedroom home at Saints Green, South Otterington
No estimate. The engine refused, and says why:
The builder does not state whether it is detached, semi-detached, terraced or a flat, which the method matches on
Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
Built by Lovell
Yorkshire Building Society 2 Year Fixed Rate
HSBC 2 Year Fixed Premier Standard
NatWest 2 year fixed rate
Coventry Building Society 5.29% Fixed to 30.04.29
Barclays 2 Yr Fixed
