An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£32,000) you would borrow £287,995, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £16,000, at 5.54%£1,734
10% deposit, £32,000, at 5.10%£1,564
15% deposit, £47,999, at 4.90%£1,444
20% deposit, £63,999, at 4.85%£1,351
25% deposit, £79,999, at 4.80%£1,259
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
Walk ScoreCar-dependentWalk Score 1 out of 100: Car-dependent
Transit ScoreMinimal transitTransit Score 21 out of 100: Minimal transit
Bike ScoreSomewhat bikeableBike Score 44 out of 100: Somewhat bikeable
Broadband
1 network
older homes nearby: up to 7 Mbps
Flood risk
Very low
rivers and the sea
Crime
Below the area
64.4 vs 126.4 a year per 1,000
Typical pay in County Durham
£29,718
median for employees living in County Durham, ONS 2025: the council's figure, not this neighbourhood's
Schools
The nearest open schools within 2 km, with their current Ofsted outcome.
3 nearest67%33%
Good or better2
Improvement needed0
Serious concerns0
No grade yet1
1.0 miles19 min walkSeaham Harbour Nursery SchoolNursery · Local authority nursery school, 1.0 miles away · inspected 4 Jul 2024Confirmed on an ungraded visitOutstanding
How many of each are within 1.6 km, and the walk to the nearest.
5 places to eatLet it Bee Bistro, 480 m6 min
5 parksGreen drive Park, 830 m10 min
2 gyms and leisureFit24 Seaham, 530 m7 min
People and households
The neighbourhood around it (County Durham 025C) against County Durham as a whole.
People
1,360
Households
660
In good or very good health
74% vs 77%
Age profileShare of everyone in each five-year band
This neighbourhoodCounty Durham
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
WalkCar-dependent
TransitMinimal transit
BikeSomewhat bikeable
Almost all errands require a car.
Getting to work
This neighbourhood30%62%
County Durham24%
Broadband and mobile
What the 22 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No full-fibre-only network recorded
DecentSuperfastUltrafastGigabit
1101001K
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
Openreach
Mobile signal
Network
Calls indoors
Data indoors
Data outdoors
EE
Limited
None
Likely
O2
Limited
Limited
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 2 addresses around it is in the very low band.
Flooding from surface waterLowVery lowEvery one of the 2 addresses around it is in the very low band.
RadonLow1 to 3% of homes above the action levelHomes here should be tested; new homes in such areas are built with radon protection.
Ground stabilityLowLow landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseLowRoad 47 dBThe typical daytime road level at the homes around it, the middle of their readings. 55 dB is a busy street; WHO advises under 53 dB for roads.
Air qualityModerate
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against County Durham.
64.4crimes a year per 1,000 residentsBelow County Durham at 126.473 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodCounty Durham
151050
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
15 applications
8 approved
5 awaiting decision
1 refused
1 withdrawn
Approved
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£90,000
Median new build
£205,000
Sales
22 17 new, 5 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£400K£300K£200K£100K£0
£90K
Primary · Community school, 1.1 miles away
Not yet inspected
1.2 milesSeaham Trinity Primary SchoolPrimary · Community school, 1.2 miles away · inspected 11 Oct 2023Confirmed on an ungraded visitGood
Ofsted and Get Information about Schools, via HomePortfolio.
2 supermarkets and groceriesPremier, 0.7 miles
15 min
1 pubParkside Sports Bar, 0.7 miles14 min
1 pharmacyDay Lewis Pharmacy, 0.8 miles16 min
Overture Maps places, via HomePortfolio.
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
County Durham
0 to 4
4%
5%
5 to 9
4%
5%
10 to 14
5%
6%
15 to 19
5%
6%
20 to 24
4%
6%
25 to 29
4%
6%
30 to 34
5%
6%
35 to 39
5%
6%
40 to 44
5%
6%
45 to 49
7%
6%
50 to 54
8%
7%
55 to 59
8%
8%
60 to 64
9%
7%
65 to 69
7%
6%
70 to 74
8%
6%
75 to 79
6%
4%
80 to 84
5%
3%
85 and over
3%
2%
Households
This neighbourhood59%38%
County Durham62%34%
Families59% vs 62%
One person38% vs 34%
Other households3% vs 4%
Homes are
This neighbourhood39%28%24%
County Durham35%28%20%17%
Owned outright39% vs 35%
Owned with a mortgage28% vs 28%
Shared ownership0% vs 0%
Socially rented24% vs 20%
Privately rented9% vs 17%
Adults are
This neighbourhood49%33%11%
County Durham51%26%14%
In work49% vs 51%
Retired33% vs 26%
Students4% vs 6%
Looking for work2% vs 3%
Caring, sick or other11%
Highest qualification
This neighbourhood30%15%23%26%
County Durham27%20%24%21%
Degree or higher30% vs 27%
A levels15% vs 20%
GCSEs23% vs 24%
Apprenticeship5% vs 6%
Cars per household
This neighbourhood21%41%38%
County Durham24%42%34%
None21% vs 24%
One41% vs 42%
Two or more38% vs 34%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
63%
Work from home30% vs 24%
Drive62% vs 63%
Bus, train or tube3% vs 4%
Walk or cycle3% vs 8%
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Likely
Three
Limited
Limited
Likely
Vodafone
Limited
Limited
Likely
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Nitrogen dioxide 5.2, PM2.5 5.2, PM10 9.7
Above the WHO guideline for PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide5.2 µg/m³ · within the guideline
WHO 10
PM2.55.2 µg/m³ · 1.0 times the guideline
WHO 5
PM109.7 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home47 dB · within WHO’s level
WHO 53
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
5.2
DecMarJunSep
September 2026: 7 crimes here, 5.15 per 1,000: County Durham: 10.65 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across County Durham
December 2025
6
4.41
9.17
January 2026
14
10.29
8.81
February 2026
6
4.41
8.95
March 2026
9
6.62
10.73
April 2026
6
4.41
10.68
May 2026
3
2.21
11.67
June 2026
5
3.68
10.85
July 2026
6
4.41
12.42
August 2026
11
8.09
11.42
September 2026
7
5.15
10.65
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences20
Criminal damage and arson15
Anti-social behaviour13
Other theft10
Vehicle crime5
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Awaiting decision
Refused
Withdrawn
202420252026
Awaiting decisionLarge scheme180 mDemolition of existing farm buildings and dwellings and erection of 149 dwellings (use class C3) with vehicle access, open space, landscaping, SUDS, and associated infrastructure worksMade 30 Sept 2024 · DM/24/02696/FPA
Awaiting decisionLarge scheme250 mProposals for a demolition of existing farm buildings, full planning application for erection of 145 dwellings, and formation of associated landscaping and infrastructure, on land adjacent to Seaham Garden Village, Co. Durham. This follows the pre-application discussions had on this site to date (pre-application ref PRE42/22/00583).Made 20 Aug 2024 · SCR/24/00011
ApprovedMedium scheme450 mInstallation of ground mounted photovoltaic farm with associated infrastructure, engineering works, access, and landscapingMade 22 Mar 2024 · decided 12 Mar 2025 · DM/24/00783/FPA
Awaiting decisionSmall scheme450 mDischarge of Conditions 5 (Biodiversity Gain Plan), 11 (Construction Management Plan), 15 (Internal Access Road), 16 (Tree Protection Plan), and 17 (Landscaping) pursaunt to consent DM/24/00783/FPA.Made 6 Aug 2026 · DM/26/02070/DRC
ApprovedSmall scheme190 mDischarge of Conditions 6 (BNG HMMP Implementation) and 7 (BNG HMMP Verification) pursuant to consent DM/24/02048/FPA.Made 4 Aug 2026 · decided 12 Oct 2026 · DM/26/02035/DRC
Awaiting decisionSmall scheme370 mDischarge of Conditions 8 (Drainage) and 14 (Drainage) both IN PART in relation to the drive thru element of the development only, pursuant to consent DM/20/03591/FPA.Made 9 Apr 2025 · DM/25/00997/DRC
Local planning authorities’ registers, via HomePortfolio.
2025AprJulOct2026
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£50,000
Terraced · resale · 57 m²
15 Dec 2025
970 m
£245,000
Detached · resale · 104 m²
26 Sept 2025
980 m
£194,750
Semi-detached · new build · 75 m²
30 Jun 2025
880 m
£196,500
Semi-detached · new build · 75 m²
30 Jun 2025
910 m
£340,000
Detached · new build · 127 m²
30 Apr 2025
960 m
£90,000
Terraced · resale · 58 m²
7 Apr 2025
1000 m
£340,000
Detached · new build · 128 m²
27 Mar 2025
900 m
£193,000
Semi-detached · new build · 68 m²
14 Mar 2025
950 m
£180,500
Semi-detached · new build · 68 m²
31 Jan 2025
930 m
£195,700
Semi-detached · new build · 81 m²
31 Jan 2025
950 m
£80,000
Terraced · resale · 56 m²
10 Jan 2025
960 m
£345,000
Detached · new build · 128 m²
20 Dec 2024
930 m
£228,000
Semi-detached · new build · 78 m²
20 Dec 2024
950 m
£170,050
Terraced · new build · 68 m²
20 Dec 2024
910 m
£165,000
Terraced · new build · 68 m²
19 Dec 2024
910 m
£327,750
Detached · new build · 127 m²
19 Dec 2024
890 m
£336,000
Detached · new build · 127 m²
29 Nov 2024
910 m
£95,000
Terraced · resale · 129 m²
29 Nov 2024
970 m
£205,000
Semi-detached · new build · 81 m²
29 Nov 2024
960 m
£194,750
Semi-detached · new build · 81 m²
29 Nov 2024
950 m
£219,375
Semi-detached · new build · 78 m²
29 Nov 2024
930 m
£342,000
Detached · new build · 128 m²
29 Nov 2024
990 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.
vs 14%
None
26% vs 21%
Against similar resales
Similar homes nearby have sold for £244,000 to £274,000 in today’s prices. At £319,995 this home asks 20% above similar resales. Confidence in the estimate is high.
New-build premium
High
4 bedroom detached house at Seaham Garden Village
+20%on the asking price
Range +17% to +31%
Comparables
7 sales within 2 km
Median age
16 months
Spread
11% interquartile
Index
SR7, 2026-07
The 7 comparables used
£225,000sold £225,000 on 21 Aug 2026, 1.4 km away
£193,546sold £226,500 on 31 Oct 2025, 1.4 km away
£216,190sold £253,000 on 21 Oct 2025, 1.1 km away
£244,198sold £253,000 on 14 Jul 2025, 1.6 km away
£204,651sold £227,000 on 14 Apr 2025, 1.5 km away
£219,702sold £250,000 on 29 Jan 2025, 1.1 km away
£240,237sold £244,000 on 26 Jan 2024, 1.6 km away
Of 1,830 sales considered, 7 matched. Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
Built by Taylor Wimpey
