An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£25,500) you would borrow £229,495, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £12,750, at 5.54%£1,382
10% deposit, £25,500, at 5.10%£1,246
15% deposit, £38,249, at 4.90%£1,150
20% deposit, £50,999, at 4.85%£1,076
25% deposit, £63,749, at 4.80%£1,003
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
Similar homes nearby have sold for £100,000 to £184,000 in today’s prices. At £254,995 this home asks 39% to 155% above similar resales. Confidence in the estimate is low: the matched sales spread 62.7% interquartile, and high confidence allows 35%.
New-build premium
Low
3 bedroom semi-detached house at Seaham Garden Village Phase 2
+39% to +155%on the asking price
Confidence in the estimate is low: the matched sales spread 62.7% interquartile, and high confidence allows 35%.
Comparables
11 sales within 2 km
Median age
9 months
Spread
62.7% interquartile
Index
SR7, 2026-07
The 8 comparables used (first 8)
£180,000sold £180,000 on 8 Sept 2026, 1.8 km away
£125,000sold £125,000 on 21 Aug 2026, 1.6 km away
£103,000sold £103,000 on 7 Aug 2026, 1.4 km away
£220,000sold £220,000 on 5 Aug 2026, 1.7 km away
£81,361sold £95,000 on 30 Jan 2026, 1.8 km away
£110,479sold £128,999 on 15 Jan 2026, 1.8 km away
£102,772sold £120,000 on 6 Jan 2026, 1.4 km away
£207,520sold £215,000 on 4 Jul 2025, 1.1 km away
Of 2,287 sales considered, 11 matched. Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
How many of each are within 1.6 km, and the walk to the nearest.
16 places to eatBakers and Baristas, 930 m12 min
6 supermarkets and groceriesSPAR Euro Garage Seaham, 490 m6 min
3 parksA19 Murton, Dalton Park, 790 m10 min
People and households
The neighbourhood around it (County Durham 025C) against County Durham as a whole.
People
1,360
Households
660
In good or very good health
74% vs 77%
Age profileShare of everyone in each five-year band
This neighbourhoodCounty Durham
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
No walk, transit or bike scores for this postcode.
Getting to work
This neighbourhood30%62%
County Durham24%63%
Work from home30% vs 24%
Broadband and mobile
What the 16 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No full-fibre-only network recorded
DecentSuperfastUltrafastGigabit
1101001K
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
Openreach
Mobile signal
Network
Calls indoors
Data indoors
Data outdoors
EE
Limited
Limited
Likely
O2
Likely
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 4 addresses around it is in the very low band.
Flooding from surface waterLowVery lowEvery one of the 4 addresses around it is in the very low band.
RadonLow1 to 3% of homes above the action levelHomes here should be tested; new homes in such areas are built with radon protection.
Ground stabilityLowLow landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseModerateRoad 63 dBThe typical daytime road level at the homes around it, the middle of their readings. 55 dB is a busy street; WHO advises under 53 dB for roads.
Air qualityModerate
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against County Durham.
64.4crimes a year per 1,000 residentsBelow County Durham at 126.473 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodCounty Durham
151050
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
5 applications
1 approved
3 awaiting decision
1 refused
Approved
Awaiting decision
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£55,000
Median new build
£239,995
Sales
8 4 new, 4 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£400K£300K£200K£100K£0
£55K
Good
Ofsted and Get Information about Schools, via HomePortfolio.
3 pubsPemberton Arms, 10 m
1 min
2 pharmaciesWhitfield G Ltd, 0.9 miles19 min
1 gym or leisure centreEast Durham Fitness, 520 m7 min
1 nurseryTots 'R' Us Nursery, 600 m8 min
Overture Maps places, via HomePortfolio.
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
County Durham
0 to 4
4%
5%
5 to 9
4%
5%
10 to 14
5%
6%
15 to 19
5%
6%
20 to 24
4%
6%
25 to 29
4%
6%
30 to 34
5%
6%
35 to 39
5%
6%
40 to 44
5%
6%
45 to 49
7%
6%
50 to 54
8%
7%
55 to 59
8%
8%
60 to 64
9%
7%
65 to 69
7%
6%
70 to 74
8%
6%
75 to 79
6%
4%
80 to 84
5%
3%
85 and over
3%
2%
Households
This neighbourhood59%38%
County Durham62%34%
Families59% vs 62%
One person38% vs 34%
Other households3% vs 4%
Homes are
This neighbourhood39%28%24%
County Durham35%28%20%17%
Owned outright39% vs 35%
Owned with a mortgage28% vs 28%
Shared ownership0% vs 0%
Socially rented24% vs 20%
Privately rented9% vs 17%
Adults are
This neighbourhood49%33%11%
County Durham51%26%14%
In work49% vs 51%
Retired33% vs 26%
Students4% vs 6%
Looking for work2% vs 3%
Caring, sick or other11%
Highest qualification
This neighbourhood30%15%23%26%
County Durham27%20%24%21%
Degree or higher30% vs 27%
A levels15% vs 20%
GCSEs23% vs 24%
Apprenticeship5% vs 6%
Cars per household
This neighbourhood21%41%38%
County Durham24%42%34%
None21% vs 24%
One41% vs 42%
Two or more38% vs 34%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
Drive62% vs 63%
Bus, train or tube3% vs 4%
Walk or cycle3% vs 8%
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Likely
Likely
Three
Limited
Limited
Likely
Vodafone
Likely
Likely
Likely
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Nitrogen dioxide 6.6, PM2.5 5.5, PM10 10.8
Above the WHO guideline for PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide6.6 µg/m³ · within the guideline
WHO 10
PM2.55.5 µg/m³ · 1.1 times the guideline
WHO 5
PM1010.8 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home63 dB · a busy street
WHO 53
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
5.2
DecMarJunSep
September 2026: 7 crimes here, 5.15 per 1,000: County Durham: 10.65 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across County Durham
December 2025
6
4.41
9.17
January 2026
14
10.29
8.81
February 2026
6
4.41
8.95
March 2026
9
6.62
10.73
April 2026
6
4.41
10.68
May 2026
3
2.21
11.67
June 2026
5
3.68
10.85
July 2026
6
4.41
12.42
August 2026
11
8.09
11.42
September 2026
7
5.15
10.65
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences20
Criminal damage and arson15
Anti-social behaviour13
Other theft10
Vehicle crime5
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Refused
Withdrawn
20252026
Awaiting decisionSmall scheme350 mUse of outbuildings for residential use (2 dwellings) with associated alterations.Made 5 Oct 2026 · DM/26/02655/FPA
Awaiting decisionSmall scheme150 mErection of stable block for three horses, tack room, and storage for tractor tools and agricultural machineryMade 8 Aug 2025 · DM/25/02181/FPA
ApprovedSmall scheme310 mInstallation of replacement 25m telecommunications mast on concrete with associated apparatus and cablingMade 28 Mar 2024 · decided 23 May 2024 · DM/24/00852/FPA
RefusedSmall scheme480 mApplication for a lawful development certificate for use of land as residential and recreational purposes (amended description).Made 29 Feb 2024 · decided 28 May 2024 · DM/24/00590/CEU
Local planning authorities’ registers, via HomePortfolio.
2025AprJul
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£55,000
Terraced · resale · 74 m²
25 Jul 2025
0.6 miles
£76,000
Terraced · resale · 87 m²
27 Jun 2025
1000 m
£20,000
Terraced · resale · 78 m²
27 Jun 2025
940 m
£169,995
Terraced · new build · 64 m²
20 Dec 2024
870 m
£239,995
Semi-detached · new build · 90 m²
20 Dec 2024
800 m
£239,995
Terraced · new build · 90 m²
16 Dec 2024
820 m
£342,000
Detached · new build · 128 m²
29 Nov 2024
980 m
£55,000
Terraced · resale · 66 m²
22 Nov 2024
970 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.
Built by Taylor Wimpey
