An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£17,600) you would borrow £158,400, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
Price per square footThis home against the 23 here with a floor area
Median £255This home £243
£233£271
The range at Seaham Garden Village
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £8,800, at 5.54%£954
10% deposit, £17,600, at 5.10%£860
15% deposit, £26,400, at 4.90%£794
20% deposit, £35,200, at 4.85%£743
25% deposit, £44,000, at 4.80%£693
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
median for employees living in County Durham, ONS 2025: the council's figure, not this neighbourhood's
Schools
The nearest open schools within 2 km, with their current Ofsted outcome.
No open schools within 2 km.
Ofsted and Get Information about Schools, via HomePortfolio.
Everyday places
How many of each are within 1.6 km, and the walk to the nearest.
4 places to eatParkside Heathway, 940 m12 min
3 gyms and leisureATD Fitness, 0.7 miles14 min
2 pubsPemberton Arms, 0.6 miles13 min
People and households
The neighbourhood around it (County Durham 025C) against County Durham as a whole.
People
1,360
Households
660
In good or very good health
74% vs 77%
Age profileShare of everyone in each five-year band
This neighbourhoodCounty Durham
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
No walk, transit or bike scores for this postcode.
Getting to work
This neighbourhood30%62%
County Durham24%63%
Work from home30% vs 24%
Broadband and mobile
What the 116 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No broadband records for the homes around it.
Mobile signal
No mobile records for the homes around it.
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 91 addresses around it is in the very low band.
Flooding from surface waterModerateMostly very low; 8 of 91 highOf the 91 addresses around it: 8 high, 1 medium, 3 low, 79 very low.
RadonLow1 to 3% of homes above the action levelHomes here should be tested; new homes in such areas are built with radon protection.
Ground stabilityLowLow landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseLowRoad 51 dBThe typical daytime road level at the homes around it, the middle of their readings. 55 dB is a busy street; WHO advises under 53 dB for roads.
Air quality
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against County Durham.
64.4crimes a year per 1,000 residentsBelow County Durham at 126.473 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodCounty Durham
151050
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
35 applications
19 approved
15 awaiting decision
1 refused
Approved
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£102,475
Median new build
£212,188
Sales
24 20 new, 4 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£400K£300K£200K£100K£0
£102.5K
2 supermarkets and groceriesSPAR Euro Garage Seaham, 0.7 miles14 min
2 parksGreen drive Park, 0.9 miles17 min
1 nurseryTots 'R' Us Nursery, 0.8 miles15 min
Overture Maps places, via HomePortfolio.
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
County Durham
0 to 4
4%
5%
5 to 9
4%
5%
10 to 14
5%
6%
15 to 19
5%
6%
20 to 24
4%
6%
25 to 29
4%
6%
30 to 34
5%
6%
35 to 39
5%
6%
40 to 44
5%
6%
45 to 49
7%
6%
50 to 54
8%
7%
55 to 59
8%
8%
60 to 64
9%
7%
65 to 69
7%
6%
70 to 74
8%
6%
75 to 79
6%
4%
80 to 84
5%
3%
85 and over
3%
2%
Households
This neighbourhood59%38%
County Durham62%34%
Families59% vs 62%
One person38% vs 34%
Other households3% vs 4%
Homes are
This neighbourhood39%28%24%
County Durham35%28%20%17%
Owned outright39% vs 35%
Owned with a mortgage28% vs 28%
Shared ownership0% vs 0%
Socially rented24% vs 20%
Privately rented9% vs 17%
Adults are
This neighbourhood49%33%11%
County Durham51%26%14%
In work49% vs 51%
Retired33% vs 26%
Students4% vs 6%
Looking for work2% vs 3%
Caring, sick or other11%
Highest qualification
This neighbourhood30%15%23%26%
County Durham27%20%24%21%
Degree or higher30% vs 27%
A levels15% vs 20%
GCSEs23% vs 24%
Apprenticeship5% vs 6%
Cars per household
This neighbourhood21%41%38%
County Durham24%42%34%
None21% vs 24%
One41% vs 42%
Two or more38% vs 34%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
Drive62% vs 63%
Bus, train or tube3% vs 4%
Walk or cycle3% vs 8%
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Moderate
Nitrogen dioxide 5.2, PM2.5 5.2, PM10 9.7
Above the WHO guideline for PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide5.2 µg/m³ · within the guideline
WHO 10
PM2.55.2 µg/m³ · 1.0 times the guideline
WHO 5
PM109.7 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home51 dB · within WHO’s level
WHO 53
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
5.2
DecMarJunSep
September 2026: 7 crimes here, 5.15 per 1,000: County Durham: 10.65 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across County Durham
December 2025
6
4.41
9.17
January 2026
14
10.29
8.81
February 2026
6
4.41
8.95
March 2026
9
6.62
10.73
April 2026
6
4.41
10.68
May 2026
3
2.21
11.67
June 2026
5
3.68
10.85
July 2026
6
4.41
12.42
August 2026
11
8.09
11.42
September 2026
7
5.15
10.65
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences20
Criminal damage and arson15
Anti-social behaviour13
Other theft10
Vehicle crime5
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Awaiting decision
Refused
Withdrawn
202420252026
Awaiting decisionLarge scheme330 mHybrid application for the erection of 53 dwellings (full - including vehicular access, landscaping and associated infrastructure) and outline planning permission with all matters reserved for the erection of up to 157 dwellings, landscaping and associated infrastructure.Made 22 Sept 2026 · DM/26/02541/FPA
Awaiting decisionLarge scheme150 mReserved Matters application for the approval of landscaping, layout and scale for Cell MU1 of Seaham Garden Village.Made 1 Oct 2025 · DM/25/02738/RM
Awaiting decisionLarge scheme150 mApplication for the discharge of Reserved Matters for 196no residential units consisting appearance, landscaping, layout and scale from application DM/24/01982/VOC for part of Cell DMade 11 Sept 2025 · DM/25/02531/RM
Awaiting decisionLarge scheme150 mApplication for the discharge of Reserved Matters for 100no residential units consisting appearance, landscaping, layout and scale from application DM/24/01982/VOC for part of Cell DMade 28 Aug 2025 · DM/25/02385/RM
ApprovedLarge scheme150 mDischarge Condition 9 (CEMP) and Condition 23 (CTMP) of application DM/22/03572/VOC for Seaham Garden Village Cell BMade 23 Dec 2024 · decided 19 Feb 2025 · DM/24/03472/DRC
ApprovedLarge scheme100 mReserved matters application for the approval of landscaping, layout and scale for Cell H and the erection of 93 dwellingsMade 20 Dec 2024 · decided 21 Mar 2025 · DM/24/03456/RM
Local planning authorities’ registers, via HomePortfolio.
2025AprJulOct2026Apr
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£124,000
Semi-detached · resale · 95 m²
27 May 2026
890 m
£194,750
Semi-detached · new build · 75 m²
30 Jun 2025
90 m
£196,500
Semi-detached · new build · 75 m²
30 Jun 2025
50 m
£105,000
Semi-detached · resale · 64 m²
5 Jun 2025
920 m
£340,000
Detached · new build · 127 m²
30 Apr 2025
90 m
£340,000
Detached · new build · 128 m²
27 Mar 2025
70 m
£193,000
Semi-detached · new build · 68 m²
14 Mar 2025
90 m
£50,000
Terraced · resale · 68 m²
21 Feb 2025
950 m
£195,700
Semi-detached · new build · 81 m²
31 Jan 2025
30 m
£180,500
Semi-detached · new build · 68 m²
31 Jan 2025
40 m
£228,000
Semi-detached · new build · 78 m²
20 Dec 2024
90 m
£170,050
Terraced · new build · 68 m²
20 Dec 2024
90 m
£345,000
Detached · new build · 128 m²
20 Dec 2024
110 m
£169,995
Terraced · new build · 64 m²
20 Dec 2024
140 m
£239,995
Semi-detached · new build · 90 m²
20 Dec 2024
210 m
£327,750
Detached · new build · 127 m²
19 Dec 2024
120 m
£165,000
Terraced · new build · 68 m²
19 Dec 2024
80 m
£239,995
Terraced · new build · 90 m²
16 Dec 2024
190 m
£342,000
Detached · new build · 128 m²
29 Nov 2024
40 m
£336,000
Detached · new build · 127 m²
29 Nov 2024
80 m
£205,000
Semi-detached · new build · 81 m²
29 Nov 2024
30 m
£194,750
Semi-detached · new build · 81 m²
29 Nov 2024
30 m
£219,375
Semi-detached · new build · 78 m²
29 Nov 2024
50 m
£99,950
Semi-detached · resale · 56 m²
14 Nov 2024
990 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.
vs 14%
None
26% vs 21%
Against similar resales
Similar homes nearby have sold for £49,000 to £98,000 in today’s prices. At £176,000 this home asks 80% to 259% above similar resales. Confidence in the estimate is low: the matched sales spread 65.3% interquartile, and high confidence allows 35%.
New-build premium
Low
2 bedroom terraced house at Seaham Garden Village
+80% to +259%on the asking price
Confidence in the estimate is low: the matched sales spread 65.3% interquartile, and high confidence allows 35%.
Comparables
20 sales within 2 km
Median age
22 months
Spread
65.3% interquartile
Index
SR7, 2026-07
The 8 comparables used (first 8)
£165,000sold £165,000 on 6 Aug 2026, 1.2 km away
£135,000sold £135,000 on 3 Jul 2026, 1.8 km away
£57,252sold £67,000 on 6 Oct 2025, 1.9 km away
£86,305sold £101,000 on 1 Oct 2025, 1.8 km away
£50,673sold £52,500 on 4 Jul 2025, 1.5 km away
£81,139sold £90,000 on 7 Apr 2025, 1.7 km away
£90,155sold £100,000 on 7 Apr 2025, 2 km away
£37,349sold £42,500 on 31 Jan 2025, 1.9 km away
Of 2,054 sales considered, 20 matched. Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
Built by Miller Homes
Yorkshire Building Society 2 Year Fixed Rate
HSBC 2 Year Fixed Premier Standard
NatWest 2 year fixed rate
Coventry Building Society 5.29% Fixed to 30.04.29
Barclays 2 Yr Fixed
Taylor Wimpey
