An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£39,000) you would borrow £350,995, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £19,500, at 5.54%£2,113
10% deposit, £39,000, at 5.10%£1,906
15% deposit, £58,499, at 4.90%£1,759
20% deposit, £77,999, at 4.85%£1,646
25% deposit, £97,499, at 4.80%£1,535
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
Similar homes nearby have sold for £261,000 to £460,000 in today’s prices. At £389,995 this home asks between 15% below and 49% above similar resales. Confidence in the estimate is low: the home has no stated floor area, so similar homes are matched on type and bedrooms alone.
New-build premium
Low
3 bedroom detached house at The Laurels
-15% to +49%on the asking price
Confidence in the estimate is low: the home has no stated floor area, so similar homes are matched on type and bedrooms alone.
Comparables
17 sales within 2 km
Median age
16 months
Spread
55.7% interquartile
Index
LE7, 2026-07
The 8 comparables used (first 8)
£217,500sold £217,500 on 17 Jul 2026, 1.7 km away
£260,000sold £260,000 on 10 Jul 2026, 1.7 km away
£549,606sold £550,000 on 30 Apr 2026, 2 km away
£356,713sold £360,000 on 30 Jan 2026, 1.8 km away
£475,618sold £480,000 on 7 Jan 2026, 0.4 km away
£260,982sold £260,000 on 31 Oct 2025, 0.1 km away
£332,564sold £330,000 on 23 Jul 2025, 1.6 km away
£272,098sold £270,000 on 11 Jul 2025, 2 km away
Of 3,043 sales considered, 17 matched. Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
How many of each are within 1.6 km, and the walk to the nearest.
1 pubRoyal Oak Cossington, 220 m3 min
1 stationCossington Gate railway station, 580 m7 min
1 place to eatPaulas, 0.9 miles18 min
People and households
The neighbourhood around it (Charnwood 008D) against Charnwood as a whole.
People
1,563
Households
611
In good or very good health
87% vs 84%
Age profileShare of everyone in each five-year band
This neighbourhoodCharnwood
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
WalkCar-dependent
TransitMinimal transit
BikeSomewhat bikeable
Almost all errands require a car.
Getting to work
This neighbourhood38%55%
Charnwood30%
Broadband and mobile
What the 26 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No full-fibre-only network recorded
DecentSuperfastUltrafastGigabit
1101001K
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
Openreach
Mobile signal
Network
Calls indoors
Data indoors
Data outdoors
EE
Limited
Limited
Likely
O2
Limited
None
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 20 addresses around it is in the very low band.
Flooding from surface waterModerateMostly very low; 3 of 20 highOf the 20 addresses around it: 3 high, 2 medium, 3 low, 12 very low.
RadonLowUnder 1% of homes above the action levelThe lowest of six radon classes.
Ground stabilityLowLow landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseModerateRoad 55 dB, rail up to 40 dBRoad is the typical daytime level at the homes around it, the middle of their readings; rail is the loudest of them, since a line is heard by every home beside it. 55 dB is a busy street; WHO advises under 53 dB for roads and 54 dB for railways.
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against Charnwood.
55.3crimes a year per 1,000 residentsBelow Charnwood at 81.872 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodCharnwood
1050
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
60 applications
24 approved
24 awaiting decision
7 refused
4 withdrawn
Approved
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£307,500
Median new build
None
Sales
20 0 new, 20 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£800K£600K£400K£200K£0
£307.5K
Good
Ofsted and Get Information about Schools, via HomePortfolio.
1 gym or leisure centreCossington Lock, 0.8 miles
15 min
Overture Maps places, via HomePortfolio.
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
Charnwood
0 to 4
4%
5%
5 to 9
4%
5%
10 to 14
6%
5%
15 to 19
8%
7%
20 to 24
5%
9%
25 to 29
4%
6%
30 to 34
4%
6%
35 to 39
5%
6%
40 to 44
4%
6%
45 to 49
6%
6%
50 to 54
9%
7%
55 to 59
9%
6%
60 to 64
8%
6%
65 to 69
8%
5%
70 to 74
6%
5%
75 to 79
5%
4%
80 to 84
3%
2%
85 and over
3%
2%
Households
This neighbourhood73%22%
Charnwood65%28%
Families73% vs 65%
One person22% vs 28%
Other households5% vs 7%
Homes are
This neighbourhood48%36%
Charnwood37%32%12%17%
Owned outright48% vs 37%
Owned with a mortgage36% vs 32%
Shared ownership0% vs 1%
Socially rented6% vs 12%
Privately rented10% vs 17%
Adults are
This neighbourhood58%27%
Charnwood55%22%
In work58% vs 55%
Retired27% vs 22%
Students7% vs 11%
Looking for work2% vs 3%
Caring, sick or other6% vs 9%
Highest qualification
This neighbourhood38%18%23%12%
Charnwood33%22%21%16%
Degree or higher38% vs 33%
A levels18% vs 22%
GCSEs23% vs 21%
Apprenticeship6% vs 6%
None
Cars per household
This neighbourhood33%61%
Charnwood16%41%44%
None6% vs 16%
One33% vs 41%
Two or more61% vs 44%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
56%
Work from home38% vs 30%
Drive55% vs 56%
Bus, train or tube2% vs 3%
Walk or cycle4% vs 10%
Nearest station Cossington Gate railway station 580 m, 7 min walk
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Likely
Three
Limited
Limited
Likely
Vodafone
Limited
Limited
Likely
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Air qualityModerate
Nitrogen dioxide 10.1, PM2.5 7.2, PM10 12.8
Above the WHO guideline for Nitrogen dioxide and PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide10.1 µg/m³ · 1.0 times the guideline
WHO 10
PM2.57.2 µg/m³ · 1.4 times the guideline
WHO 5
PM1012.8 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home55 dB · a busy street
WHO 53
Rail, loudest home40 dB · within WHO’s level
WHO 54
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
3.2
DecMarJunSep
September 2026: 5 crimes here, 3.2 per 1,000: Charnwood: 6.47 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across Charnwood
December 2025
10
6.4
5.74
January 2026
6
3.84
5.95
February 2026
8
5.12
6.31
March 2026
3
1.92
7.72
April 2026
4
2.56
6.82
May 2026
10
6.4
7.33
June 2026
8
5.12
7.54
July 2026
11
7.04
7.31
August 2026
7
4.48
6.96
September 2026
5
3.2
6.47
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences22
Burglary16
Vehicle crime10
Other theft9
Public order7
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Awaiting decision
Refused
Withdrawn
202420252026
Awaiting decisionLarge scheme30 mSection 73 Variation of Conditions 2 (Approved Plans), 3 (Materials), 4 (Boundary Treatments), 8 (Landscaping Details) and 13 (Vegetation) of Planning Application ref: P/25/2059/2 (Variation of Conditions 2, 16, 17, 18 (approved plans) and 3 (materials), 4 (boundary treatment), 7 (levels), 8 (landscaping), 19 (surface water drainage), and 22 (infiltration testing) of P/21/1446/2 (Erection of 57 dwellings, alterations to existing access and associated works) - variation to allow for different builder and rewording to comply with submitted information). Variation to consist of re-plan of plots 45-47 and subsequent amendments.Made 7 Sept 2026 · P/26/1696/2
ApprovedLarge scheme180 mDischarge of Condition 29 (Surface Water Drainage) of Planning Application P/20/2393/2: Development of up to 130 dwellings, provision of land for school expansion, open space and children's play area. Outline application with all matters reserved except access.Made 22 Jun 2026 · P/26/1142/2
Awaiting decisionLarge scheme180 mNon-material minor amendment to planning application ref: P/25/0013/2 (Reserved Matters application to include appearance, landscaping, layout and scale relating to Outline Application ref: P/20/2393/2 (Development of up to 130 dwellings, provision of land for school expansion, open space and children's play area) and discharge of conditions 6 (existing and proposed ground and floor levels), 18 (finished floor levels), and 34 (air quality assessment) of the applicable outline planning permission ref. P/20/2393/2 dated 11.10.2022) Amendment to consist of changes to site layoutMade 11 Jun 2026 · P/26/1070/2
ApprovedLarge scheme30 mDischarge of Condition 21 (Maintenance of Surface Water Drainage) of Planning Application ref: P/25/2059/2 (Variation of Conditions 2, 16, 17, 18 (approved plans) and 3 (materials), 4 (boundary treatment), 7 (levels), 8 (landscaping), 19 (surface water drainage), and 22 (infiltration testing) of P/21/1446/2 (Erection of 57 dwellings, alterations to existing access and associated works) - variation to allow for different builder and rewording to comply with submitted information)Made 5 Jun 2026 · P/26/1029/2
RefusedLarge scheme30 mSection 73 Variation of Conditions 2 (Approved Plans), 3 (Materials), 4 (Boundary Treatment), 8 (Landscape Details) and 13 (Retained Vegetation) of Planning Application ref: P/25/2059/2(Variation of Conditions 2, 16, 17, 18 (approved plans) and 3 (materials), 4 (boundary treatment), 7 (levels), 8 (landscaping), 19 (surface water drainage), and 22 (infiltration testing) of P/21/1446/2 (Erection of 57 dwellings, alterations to existing access and associated works) - variation to allow for different builder and rewording to comply with submitted information) Variation to consist of the re-plan of plots 45-47, minor amendments to arboriculture plans, and change of chimney brand.Made 26 May 2026 · P/26/0946/2
ApprovedLarge scheme30 mDischarge of Condition 11 (Open Space) of Planning Application ref: P/25/2059/2 (Variation of Conditions 2, 16, 17, 18 (approved plans) and 3 (materials), 4 (boundary treatment), 7 (levels), 8 (landscaping), 19 (surface water drainage), and 22 (infiltration testing) of P/21/1446/2 (Erection of 57 dwellings, alterations to existing access and associated works) - variation to allow for different builder and rewording to comply with submitted information)Made 30 Apr 2026 · P/26/0797/2
Local planning authorities’ registers, via HomePortfolio.
2025AprJulOct2026AprJul
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£285,000
Terraced · resale · 74 m²
28 Aug 2026
150 m
£245,000
Terraced · resale · 74 m²
28 Aug 2026
980 m
£225,000
Semi-detached · resale · 53 m²
2 Apr 2026
290 m
£585,000
Other · resale · 181 m²
17 Mar 2026
390 m
£240,000
Semi-detached · resale · 58 m²
16 Feb 2026
290 m
£330,000
Terraced · resale · 87 m²
15 Jan 2026
520 m
£185,000
Semi-detached · resale · 116 m²
9 Jan 2026
220 m
£480,000
Detached · resale · 148 m²
7 Jan 2026
360 m
£94,000
Terraced · resale · 62 m²
2 Jan 2026
170 m
£610,000
Detached · resale · 184 m²
15 Dec 2025
230 m
£260,000
Detached · resale · 96 m²
31 Oct 2025
140 m
£735,000
Detached · resale · 215 m²
26 Sept 2025
340 m
£420,000
Semi-detached · resale · 99 m²
8 Aug 2025
260 m
£256,500
Semi-detached · resale · 90 m²
6 Jun 2025
250 m
£250,000
Semi-detached · resale · 82 m²
6 Jun 2025
280 m
£245,000
Semi-detached · resale · 53 m²
28 Mar 2025
290 m
£335,000
Semi-detached · resale · 83 m²
18 Feb 2025
220 m
£440,500
Detached · resale · 96 m²
7 Feb 2025
500 m
£525,000
Detached · resale · 154 m²
17 Jan 2025
500 m
£465,000
Detached · resale · 113 m²
8 Jan 2025
140 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.