Images: Bellway
£399,995
Est. £2,067/mo with a 10% deposit over 30 years at 5.6%, October 2026 rates. Work it out for you
Braintree CM8 3PN
Built by BellwayWhere the plots sit on Francis Gardens.
The cash you need, the monthly cost, schools and journeys, answered for this home on this page.
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Answers come from the listings and the calculators; illustrations are not advice.
Against the 16 other homes for sale at Francis Gardens.
The builder has not published any service charge, estate charge or ground rent for this home: ask the sales office before you reserve.
An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
With a 10% deposit (£40,000) you would borrow £359,995, a 90% loan to value. 11 lenders publish 30 two-year fixed deals at that loan to value. Here are 5 of the 30, sorted by monthly payment.
The guides:Loan to valueMortgage in principleNew build mortgagesMortgages explained
£410,000Est. £2,118/mo
Newcastle upon Tyne
Deposit contribution · 1 more
Persimmon Homes*About Francis Gardens
Francis Gardens is a development of modern homes located in semi-rural Essex. These 2,3, and 4-bedroom homes are located on the periphery of Silver End, a picturesque garden village located between Witham and Braintree. This development is ideal for a range of homebuyers, including families, first-time buyers, and commuters, with direct trains from Witham to London Liverpool Street in 45 minutes.
Leisure
Francis Gardens is set in stunning surroundings, extending the quaint garden village of Silver End. The rural landscape is a patchwork of purposeful Essex farmland, providing a peaceful retreat for residents, and an effortless connection to nature.
The village itself houses lively playing fields, encircled by the commercial centre. The Silver End Village Hall adjacent is the largest in the country, sitting in the middle of this modernist community, accommodating a library and generous event space.
The development joins an historic region, attested by cultural landmarks within the neighbouring countryside. This includes two National Trust destinations, notable public estates such as Markshall, and Cressing Temple Barns - a medieval farmstead long regarded as a site of global historical significance.
Witham and Braintree provide a choice of leisure centres and gyms for active lifestyles. Both also have thriving arts scenes, with lively music venues and theatres offering varied evenings out.
Education
Silver End Academy is a mile away for an easy drop-off, while additional primary schools include Cressing Primary School and Rivenhall C of E Primary School, within a five-minute drive.
Well-regarded secondary school options can be found in Witham and Braintree, both of which are conveniently served by public transport routes for independent commutes.
Further education can be pursued at the University of Essex, 20 miles away, or additional institutions are within a reasonable commute across London and the South East.
Shopping
Silver End village hall and shops are under a mile away, supplying convenient everyday essentials including a supermarket, a post office, hairdressers, a surgery, and a pharmacy.
Freeport shopping village is under 10 minutes away, with a broad selection of fashion brands providing outlet shopping, plus an adjacent retail park offering wider shopping opportunities.
There are wonderful options for dining on the doorstep. The Western Arms pub and the Village Indigo at Willow Inn both provide a family-friendly atmosphere and wide drink selection, the former supplying traditional home-cooked pub meals, and the latter a modern Indian-cuisine menu. Two miles away in Cressing, the Tiptree Tea Rooms is a stunning spot for afternoon tea.
Colchester and Chelmsford both offer comprehensive shopping, with indoor centres and retail parks to each, plus purposeful independent shopping hubs. Chelmsford boasts riverside dining, while Colchester hosts regular markets and trade events in the city centre.
Transport
Important local road links include the A120, offering easy access to Braintree and Colchester, as well as the A12, linking to Witham and Chelmsford.
Rolph's Farm bus stop is a five-minute walk from the development with regular shuttle services heading into Witham and Braintree. A bus route leads directly to Witham train station in less than 20 minutes, from which rail services to London Liverpool Street take 45 minutes.
London Stansted Airport is a 22-minute drive away from the development, offering a wealth of connections and destinations worldwide.
Opening Hours
Monday 10:00 - 17:00Tuesday closed
Wednesday closed
Thursday 10:00 - 17:00Friday 10:00 - 17:00Saturday 10:00 - 17:00Sunday 10:00 - 17:00Directions
Francis Gardens is a development located in Silver End, Essex, an established garden village placed in scenic countryside surroundings. Witham and Braintree are the closest towns - just five miles away - while Colchester and Chelmsford are both within half an hour's drive for city amenities.
The development is a four-minute drive from the A120 and a nine-minute drive from the A12.
This development falls under the administration of Braintree District Council and Essex County Council.
The range at Francis Gardens
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
£410,000Est. £2,118/mo
Braintree CM77 8QH
Persimmon Homes£425,000Est. £2,196/mo
Newcastle upon Tyne
Deposit contribution · 1 more
Persimmon Homes£400,000Est. £2,067/mo
Braintree CM7 5YZ
Dandara£444,995Est. £2,299/mo
Braintree CM8 2FX
Part exchange · 1 more
Bellway£464,995Est. £2,402/mo
Braintree CM8 2FX
Part exchange · 1 more
BellwayBraintree CM8 3PN
The nearest open schools within 2 km, with their current Ofsted outcome.
Ofsted and Get Information about Schools, via HomePortfolio.
How many of each are within 1.6 km, and the walk to the nearest.
The neighbourhood around it (Braintree 012B) against Braintree as a whole.
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
Almost all errands require a car.
What the 77 homes within 150 m record: a new home is usually served by the same networks.
Full fibre from Gigaclear
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
| Network | Calls indoors | Data indoors | Data outdoors |
|---|---|---|---|
| EE | Likely | Likely | Likely |
| O2 | Likely | Limited | Likely |
| Three | Likely | Likely |
Flooding, radon, ground, noise and air at this spot.
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against Braintree.
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
No planning applications within 500 m in the last 3 years.
Local planning authorities’ registers, via HomePortfolio.
Homes sold within 1 km in the last two years, new build and resale.
Overture Maps places, via HomePortfolio.
| Age | This neighbourhood | Braintree |
|---|---|---|
| 0 to 4 | 7% | 5% |
| 5 to 9 | 5% | 6% |
| 10 to 14 | 6% | 6% |
| 15 to 19 | 5% | 5% |
| 20 to 24 | 5% | 5% |
| 25 to 29 | 7% | 6% |
| 30 to 34 | 9% | 6% |
| 35 to 39 | 6% | 6% |
| 40 to 44 | 6% | 6% |
| 45 to 49 | 7% | 7% |
| 50 to 54 | 8% | 8% |
| 55 to 59 | 7% | 7% |
| 60 to 64 | 6% | 6% |
| 65 to 69 | 5% | 5% |
| 70 to 74 | 6% | 6% |
| 75 to 79 | 3% | 4% |
| 80 to 84 | 2% | 3% |
| 85 and over | 1% | 2% |
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
| Likely |
| Vodafone | Limited | Limited | Likely |
|---|
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
| Month | Crimes here | Per 1,000 here | Per 1,000 across Braintree |
|---|---|---|---|
| December 2025 | 6 | 3.38 | 4.8 |
| January 2026 | 9 | 5.08 | 4.93 |
| February 2026 | 7 | 3.95 | 4.51 |
| March 2026 | 11 | 6.2 | 5.49 |
| April 2026 | 12 | 6.77 | 5.96 |
| May 2026 | 6 | 3.38 | 5.91 |
| June 2026 | 10 | 5.64 | 5.97 |
| July 2026 | 12 | 6.77 | 6.34 |
| August 2026 | 9 | 5.08 | 6.26 |
| September 2026 | 18 | 10.15 | 5.97 |
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
| Price | Home | Sold | Distance |
|---|---|---|---|
| £485,000 | Detached · resale · 116 m² | 26 Aug 2026 | 160 m |
| £260,000 | Terraced · resale · 68 m² | 24 Aug 2026 | 900 m |
| £315,000 | Semi-detached · resale · 77 m² | 14 Aug 2026 | 890 m |
| £255,000 | Terraced · resale · 75 m² | 14 Aug 2026 | 880 m |
| £310,000 | Semi-detached · resale · 73 m² | 24 Jul 2026 | 610 m |
| £335,000 | Semi-detached · resale · 79 m² | 15 Jul 2026 | 420 m |
| £201,000 | Terraced · resale · 92 m² | 8 Jul 2026 | 600 m |
| £760,000 | Other · resale · 139 m² | 6 Jul 2026 | 530 m |
| £94,000 | Flat · resale · 26 m² | 1 Jul 2026 | 320 m |
| £295,000 | Terraced · resale · 77 m² | 30 Jun 2026 | 220 m |
| £205,000 | Terraced · resale · 44 m² | 26 Jun 2026 | 280 m |
| £270,000 | Terraced · resale · 52 m² | 4 Jun 2026 | 220 m |
| £315,000 | Semi-detached · resale · 86 m² | 2 Jun 2026 | 930 m |
| £270,000 | Terraced · resale · 64 m² | 29 May 2026 | 520 m |
| £270,000 | Semi-detached · resale · 83 m² | 21 May 2026 | 470 m |
| £150,000 | Semi-detached · resale · 89 m² | 8 May 2026 | 240 m |
| £550,000 | Detached · resale · 87 m² | 27 Apr 2026 | 600 m |
| £350,000 | Terraced · resale · 70 m² | 24 Apr 2026 | 530 m |
| £325,000 | Semi-detached · resale · 80 m² | 8 Apr 2026 | 340 m |
| £340,000 | Semi-detached · resale · 97 m² | 23 Mar 2026 | 750 m |
| £200,000 | Semi-detached · resale · 61 m² | 17 Mar 2026 | 550 m |
| £332,500 | Semi-detached · resale · 88 m² | 9 Mar 2026 | 170 m |
| £260,000 | Terraced · resale · 75 m² | 27 Feb 2026 | 960 m |
| £327,500 | Semi-detached · resale · 71 m² | 20 Feb 2026 | 200 m |
| £206,000 | Semi-detached · resale · 51 m² | 13 Feb 2026 | 320 m |
| £382,000 | Detached · resale · 96 m² | 5 Feb 2026 | 280 m |
| £255,000 | Terraced · resale · 62 m² | 30 Jan 2026 | 900 m |
| £355,000 | Semi-detached · resale · 60 m² | 30 Jan 2026 | 200 m |
| £305,000 | Semi-detached · resale · 67 m² | 2 Jan 2026 | 860 m |
| £380,000 | Semi-detached · resale · 106 m² | 22 Dec 2025 | 660 m |
| £165,000 | Semi-detached · resale · 64 m² | 12 Dec 2025 | 860 m |
| £175,000 | Flat · resale · 57 m² | 10 Dec 2025 | 320 m |
| £350,000 | Semi-detached · resale · 120 m² | 5 Dec 2025 | 960 m |
| £385,000 | Semi-detached · resale · 105 m² | 3 Dec 2025 | 810 m |
| £235,000 | Terraced · resale · 86 m² | 14 Nov 2025 | 410 m |
| £699,995 | Detached · resale · 139 m² | 14 Nov 2025 | 770 m |
| £305,000 | Terraced · resale · 77 m² | 7 Nov 2025 | 650 m |
| £280,000 | Terraced · resale · 60 m² | 5 Nov 2025 | 850 m |
| £345,000 | Semi-detached · resale · 76 m² | 24 Oct 2025 | 740 m |
| £312,500 | Semi-detached · resale · 90 m² | 24 Oct 2025 | 630 m |
| £145,000 | Semi-detached · resale · 64 m² | 15 Oct 2025 | 860 m |
| £350,000 | Semi-detached · resale · 88 m² | 12 Sept 2025 | 220 m |
| £280,000 | Semi-detached · resale · 80 m² | 8 Sept 2025 | 510 m |
| £280,000 | Semi-detached · resale · 97 m² | 28 Aug 2025 | 470 m |
| £330,000 | Terraced · resale · 85 m² | 22 Aug 2025 | 460 m |
| £203,000 | Terraced · resale · 42 m² | 15 Aug 2025 | 260 m |
| £435,000 | Detached · resale · 95 m² | 12 Aug 2025 | 210 m |
| £350,000 | Detached · resale · 114 m² | 4 Aug 2025 | 750 m |
| £300,000 | Semi-detached · resale · 82 m² | 25 Jul 2025 | 330 m |
| £300,000 | Terraced · resale · 70 m² | 18 Jul 2025 | 530 m |
| £298,500 | Detached · resale · 77 m² | 11 Jul 2025 | 640 m |
| £288,000 | Detached · resale · 71 m² | 8 Jul 2025 | 420 m |
| £140,000 | Semi-detached · resale · 79 m² | 30 Jun 2025 | 100 m |
| £290,000 | Terraced · resale · 67 m² | 30 Jun 2025 | 330 m |
| £330,000 | Semi-detached · resale · 79 m² | 27 Jun 2025 | 180 m |
| £297,500 | Terraced · resale · 60 m² | 6 Jun 2025 | 180 m |
| £350,000 | Terraced · resale · 113 m² | 3 Jun 2025 | 230 m |
| £375,250 | Semi-detached · new build · 94 m² | 23 May 2025 | 990 m |
| £208,000 | Flat · resale · 61 m² | 23 May 2025 | 350 m |
| £400,000 | Detached · resale · 148 m² | 23 May 2025 | 930 m |
| £420,000 | Semi-detached · new build · 112 m² | 22 May 2025 | 1000 m |
| £315,000 | Terraced · resale · 92 m² | 21 May 2025 | 890 m |
| £295,000 | Semi-detached · resale · 66 m² | 19 May 2025 | 580 m |
| £311,999 | Detached · resale · 93 m² | 16 May 2025 | 350 m |
| £72,000 | Flat · resale · 49 m² | 12 May 2025 | 310 m |
| £342,000 | Semi-detached · resale · 79 m² | 8 May 2025 | 150 m |
| £183,000 | Terraced · resale · 64 m² | 25 Apr 2025 | 520 m |
| £190,000 | Flat · resale · 52 m² | 16 Apr 2025 | 350 m |
| £300,000 | Semi-detached · resale · 78 m² | 14 Apr 2025 | 750 m |
| £155,000 | Flat · resale · 56 m² | 28 Mar 2025 | 770 m |
| £305,000 | Semi-detached · resale · 82 m² | 28 Mar 2025 | 880 m |
| £315,000 | Semi-detached · resale · 64 m² | 28 Feb 2025 | 470 m |
| £390,000 | Semi-detached · new build · 94 m² | 21 Feb 2025 | 970 m |
| £372,805 | Semi-detached · new build · 94 m² | 21 Feb 2025 | 980 m |
| £312,500 | Semi-detached · resale · 69 m² | 21 Feb 2025 | 880 m |
| £390,000 | Semi-detached · new build · 94 m² | 5 Feb 2025 | 990 m |
| £250,000 | Terraced · resale · 59 m² | 31 Jan 2025 | 870 m |
| £270,000 | Other · resale · 87 m² | 17 Jan 2025 | 700 m |
| £310,000 | Semi-detached · resale · 77 m² | 17 Jan 2025 | 820 m |
| £210,000 | Semi-detached · resale · 66 m² | 16 Jan 2025 | 580 m |
| £188,000 | Semi-detached · resale · 66 m² | 16 Jan 2025 | 580 m |
| £284,000 | Terraced · resale · 57 m² | 20 Dec 2024 | 300 m |
| £305,000 | Terraced · resale · 90 m² | 17 Dec 2024 | 420 m |
| £375,000 | Semi-detached · resale · 93 m² | 13 Dec 2024 | 190 m |
| £286,500 | Semi-detached · resale · 77 m² | 13 Dec 2024 | 470 m |
| £348,000 | Detached · resale · 118 m² | 29 Nov 2024 | 950 m |
| £367,500 | Terraced · resale · 111 m² | 29 Nov 2024 | 790 m |
| £190,000 | Terraced · resale · 59 m² | 29 Nov 2024 | 240 m |
| £285,000 | Terraced · resale · 75 m² | 15 Nov 2024 | 850 m |
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.