An illustration, not advice: stamp duty at the rates in force today (GOV.UK), the monthly payment at the Bank of England's average quoted rate for 2-year fixes at 90% LTV, October 2026, the latest it has published.
Mortgages for this home
With a 10% deposit (£85,000) you would borrow £765,000, a 90% loan to value. 6 lenders publish 13 two-year fixed deals at that loan to value. Here are 5 of the 13, sorted by monthly payment.
A bigger deposit, a lower rateThe lowest monthly payment lenders publish for a first-time buyer on a two-year fixed, over 30 years
5% deposit, £42,500, at 5.74%£4,707
10% deposit, £85,000, at 5.28%£4,239
15% deposit, £127,500, at 5.10%£3,923
20% deposit, £170,000, at 5.05%£3,671
25% deposit, £212,500, at 5.00%£3,422
Sorted by the figure you choose, and nothing else: not a recommendation. Each payment is a repayment mortgage over 30 years at the rate the lender publishes for this loan to value; after the deal, at the lender's variable rate today, which can change. The cost over the deal is its payments and the lender's stated fees, less any cashback, and the APRC is worked out the way the FCA sets for lenders. NewHomeSearch is not authorised by the FCA, does not give mortgage advice or arrange mortgages, and receives nothing from lenders. A mortgage is secured on your home. Lenders decide who they lend to and may lend less on some new homes, flats in particular: check every figure with the lender.
Similar homes nearby have sold for £542,000 to £679,000 in today’s prices. At £850,000 this home asks 25% to 57% above similar resales. Confidence in the estimate is low: the home has no stated floor area, so similar homes are matched on type and bedrooms alone.
New-build premium
Low
4 bedroom detached house at Templars Park
+25% to +57%on the asking price
Confidence in the estimate is low: the home has no stated floor area, so similar homes are matched on type and bedrooms alone.
Comparables
9 sales within 2 km
Median age
15 months
Spread
22.5% interquartile
Index
MK44, 2026-07
The 8 comparables used (first 8)
£558,000sold £558,000 on 12 Aug 2026, 2 km away
£665,000sold £665,000 on 10 Jul 2026, 0.5 km away
£470,000sold £470,000 on 10 Jul 2026, 0.6 km away
£541,143sold £545,000 on 31 Jul 2025, 0.5 km away
£605,682sold £610,000 on 31 Jul 2025, 1.4 km away
£1,032,778sold £1,000,000 on 29 Apr 2025, 1.6 km away
£542,208sold £525,000 on 25 Apr 2025, 1.6 km away
£697,125sold £675,000 on 11 Apr 2025, 1.7 km away
Of 193 sales considered, 9 matched. Method: measured on 3,351 resales from 2025-08-01 to 2026-07-31.
How many of each are within 1.6 km, and the walk to the nearest.
4 supermarkets and groceriesHill Farm Shop, 250 m3 min
3 places to eatThe Spice Tree, 730 m9 min
2 pubsThe Fordham Arms, 750 m9 min
People and households
The neighbourhood around it (Bedford 001C) against Bedford as a whole.
People
1,445
Households
606
In good or very good health
82% vs 84%
Age profileShare of everyone in each five-year band
This neighbourhoodBedford
10%5%0%
Getting around
How far everyday errands, public transport and cycling go from here, and how people here travel to work.
WalkCar-dependent
TransitMinimal transit
BikeSomewhat bikeable
Most errands require a car.
Getting to work
This neighbourhood42%46%
Bedford32%
Broadband and mobile
What the 29 homes within 150 m record: a new home is usually served by the same networks.
Broadband
No full-fibre-only network recorded
DecentSuperfastUltrafastGigabit
1101001K
New homes in England must be built gigabit-ready (Building Regulations Part R, for work begun from 26 Dec 2022), with a gigabit connection where one can be had within a £2,000 cost cap. The speeds here are what the existing homes around it record: ask the sales office which network will serve the home.
Openreach
Mobile signal
Network
Calls indoors
Data indoors
Data outdoors
EE
Likely
Likely
Likely
O2
Likely
Risks
Flooding, radon, ground, noise and air at this spot.
Flooding from rivers and the seaLowVery lowEvery one of the 24 addresses around it is in the very low band.
Flooding from surface waterLowVery lowEvery one of the 24 addresses around it is in the very low band.
RadonLowUnder 1% of homes above the action levelThe lowest of six radon classes.
Ground stabilityLowLow landslide susceptibilityFrom the British Geological Survey’s landslide map of the area.
NoiseLowRoad 50 dB, rail up to 51 dBRoad is the typical daytime level at the homes around it, the middle of their readings; rail is the loudest of them, since a line is heard by every home beside it. 55 dB is a busy street; WHO advises under 53 dB for roads and 54 dB for railways.
Crime
Police-recorded crime in the neighbourhood, December 2025 to September 2026, against Bedford.
47.3crimes a year per 1,000 residentsBelow Bedford at 102.657 recorded in 10 months
Month by monthCrimes per 1,000 residents
This neighbourhoodBedford
151050
Planning nearby
Applications within 500 m in the last 3 years: when each was made and how it went, the larger schemes listed first.
11 applications
6 approved
5 awaiting decision
Approved
Sold nearby
Homes sold within 1 km in the last two years, new build and resale.
Median resale
£475,000
Median new build
None
Sales
11 0 new, 11 resale
Every salePrice paid, by the date it completed
New buildResaleMedian resale
£800K£600K£400K£200K
£475K
, 1.2 miles away
Good in 3 areas, Requires improvement in 1 area; no overall grade
Graded by area
Ofsted and Get Information about Schools, via HomePortfolio.
1 stationSharnbrook railway station, 650 m
8 min
Overture Maps places, via HomePortfolio.
01020304050607080
Show the figures
Age profile
Age
This neighbourhood
Bedford
0 to 4
4%
6%
5 to 9
7%
6%
10 to 14
5%
6%
15 to 19
7%
6%
20 to 24
3%
5%
25 to 29
3%
6%
30 to 34
4%
7%
35 to 39
5%
7%
40 to 44
5%
7%
45 to 49
6%
7%
50 to 54
8%
7%
55 to 59
8%
6%
60 to 64
6%
5%
65 to 69
6%
5%
70 to 74
8%
5%
75 to 79
6%
3%
80 to 84
4%
2%
85 and over
5%
2%
Households
This neighbourhood69%27%
Bedford65%29%
Families69% vs 65%
One person27% vs 29%
Other households3% vs 7%
Homes are
This neighbourhood49%30%12%
Bedford31%32%16%19%
Owned outright49% vs 31%
Owned with a mortgage30% vs 32%
Shared ownership1% vs 2%
Socially rented9% vs 16%
Privately rented12% vs 19%
Adults are
This neighbourhood54%33%
Bedford61%20%11%
In work54% vs 61%
Retired33% vs 20%
Students4% vs 4%
Looking for work2% vs 3%
Caring, sick or other7% vs 11%
Highest qualification
This neighbourhood41%17%22%11%
Bedford35%16%24%17%
Degree or higher41% vs 35%
A levels17% vs 16%
GCSEs22% vs 24%
Apprenticeship6% vs 6%
None
Cars per household
This neighbourhood41%51%
Bedford18%40%42%
None8% vs 18%
One41% vs 40%
Two or more51% vs 42%
ONS Census 2021 and ONS pay by council (ASHE), via HomePortfolio.
53%
Work from home42% vs 32%
Drive46% vs 53%
Bus, train or tube4% vs 4%
Walk or cycle7% vs 11%
Nearest station Sharnbrook railway station 650 m, 8 min walk
Walk Score® (walkscore.com), ONS Census 2021 and Overture Maps places, via HomePortfolio.
Limited
Likely
Three
Limited
Limited
Likely
Vodafone
Likely
Likely
Likely
Ofcom Connected Nations, via HomePortfolio. Ofcom copyright.
Air quality
Moderate
Nitrogen dioxide 6, PM2.5 6.6, PM10 11.1
Above the WHO guideline for PM2.5 (2024, µg/m³).
Air quality, 2024
Nitrogen dioxide6 µg/m³ · within the guideline
WHO 10
PM2.56.6 µg/m³ · 1.3 times the guideline
WHO 5
PM1011.1 µg/m³ · within the guideline
WHO 15
Daytime noise
Road, typical home50 dB · within WHO’s level
WHO 53
Rail, loudest home51 dB · within WHO’s level
WHO 54
Environment Agency NaFRA2, BGS and UKHSA radon, BGS GeoSure, Defra noise mapping and Pollution Climate Mapping, via HomePortfolio.
4.2
DecMarJunSep
September 2026: 6 crimes here, 4.15 per 1,000: Bedford: 8.82 per 1,000
Show the figures
Crime month by month
Month
Crimes here
Per 1,000 here
Per 1,000 across Bedford
December 2025
4
2.77
6.94
January 2026
9
6.23
7.05
February 2026
4
2.77
6.58
March 2026
3
2.08
8.44
April 2026
9
6.23
8.44
May 2026
2
1.38
9.01
June 2026
5
3.46
9.16
July 2026
7
4.84
10.94
August 2026
8
5.54
10.08
September 2026
6
4.15
8.82
Most recordedIn the neighbourhood, 10 months
Violence and sexual offences23
Anti-social behaviour12
Other theft6
Public order5
Criminal damage and arson4
data.police.uk, via HomePortfolio. Crimes are mapped to an approximate location.
Awaiting decision
Refused
Withdrawn
202420252026
Awaiting decisionLarge scheme100 mReserved matters (appearance, layout and scale) for the erection of 76 residential dwellings with associated highways, drainage and ancillary infrastructure; pursuant to the Outline element of hybrid planning permission reference 22/02193/MOF.Made 18 Mar 2026 · 26/00537/MAR
ApprovedLarge scheme100 mRequest for Screening Opinion in respect of the development of up to 210 dwellings, a community healthcare hub, and associated open space and landscaping. (This is not the planning application for the development it is a screening opinion only under EIA regulations)Made 23 Dec 2025 · decided 30 Jan 2026 · 25/02546/EIASCR
ApprovedMedium scheme100 mRequest for an EIA Screening opinion for erection of nine three-bedroom bungalows with associated road and services. (This is not a planning application for the development, this is a screening opinion request only under EIA regulations)Made 16 Feb 2026 · decided 9 Mar 2026 · 26/00294/EIASCR
Awaiting decisionMedium scheme100 mReplacement cladding and erection of single storey side extension and two storey rear extension.Made 13 Nov 2023 · 23/02468/MAF
ApprovedSmall scheme100 m23/02222/FUL - Condition 3 Archaeological Written Scheme of Investigation (Discharge of Condition) PARTIAL DISCHARGE IN RESPECT OF THE WRITTEN SCHEME OF INVESTIGATION ONLY. PARTS i, ii AND iii REMAIN OUTSTANDINGMade 22 Jul 2026 · decided 10 Sept 2026 · 26/01425/AOC
ApprovedSmall scheme100 m22/02193/MOF - Non-Material Minor Amendment for the relocation of an electricity substationMade 24 Apr 2026 · decided 19 May 2026 · 26/00781/NMA
Local planning authorities’ registers, via HomePortfolio.
2025AprJulOct2026AprJul
Show the figures
Homes sold nearby
Price
Home
Sold
Distance
£545,000
Detached · resale · 179 m²
29 Jul 2026
600 m
£470,000
Detached · resale · 119 m²
10 Jul 2026
570 m
£665,000
Detached · resale · 204 m²
10 Jul 2026
500 m
£370,000
Semi-detached · resale · 91 m²
5 Feb 2026
910 m
£450,000
Detached · resale · 112 m²
18 Dec 2025
620 m
£475,000
Detached · resale · 110 m²
28 Nov 2025
590 m
£545,000
Detached · resale · 174 m²
31 Jul 2025
460 m
£370,000
Semi-detached · resale · 109 m²
21 Jul 2025
220 m
£230,000
Terraced · resale · 52 m²
14 Mar 2025
670 m
£640,000
Detached · resale · 138 m²
17 Jan 2025
890 m
£560,000
Detached · resale · 106 m²
9 Jan 2025
170 m
HM Land Registry Price Paid with EPC floor areas, via HomePortfolio.
Built by Redrow
Bellway
